I'm firmly planted in the garden right now but of course I'm always thinking of the future.
By this time next year:
The cards I hold now have AF's, and I really want to trade them for cards with no AF. The limits range from $300 - $500 each, and I have 5 cards. I really want to get a couple new cards that have at least $1,000 CL, with maybe $1,500 being ideal. It'd be much easier to handle and I wouldn't have to pay bi-weekly if I didn't want to.
Just wondering how everyone got over that initial hump of "toy" limits???