Getting plastic surgery. What's better ? 6K loan at 8.9% or using my credit card at 8.9% rate ??

[Crashem]

OP,

Sorry if I missed this, but how long for you to pay off?  Also, anticipate any possible credit events during that paydown period?  Depending on the time frame and credit needs, I would look at some 0% offers.  Also, someone mentioned carecredit.  If I could get a high enough limit such as 20k for 6k loan (so card util would be less than 30%) and carecredit or otherwise often has 0% for XX months offer and I could pay down by then, I would probably do that.

[gaeta2013]

How do I start a new thread?

[Pat94108]

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@Crashem wrote:

OP,

Sorry if I missed this, but how long for you to pay off?  Also, anticipate any possible credit events during that paydown period?  Depending on the time frame and credit needs, I would look at some 0% offers.  Also, someone mentioned carecredit.  If I could get a high enough limit such as 20k for 6k loan (so card util would be less than 30%) and carecredit or otherwise often has 0% for XX months offer and I could pay down by then, I would probably do that.

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I don't know if you guys notice but the OP is from 2009. Someone revived the thread.

[09Lexie]

**************NEW THREAD STARTED***************

http://ficoforums.myfico.com/t5/Credit-Cards/Surgeryloans-com-Vs-CareCredit/td-p/2533485

[gaeta2013]

Thank you. I think I posted it in the correct section now.