Giving Capitol One a Chance

Kellan · ‎11-29-2014

Just sent a email to the CapitolOne EO to get a PC on my card. Customer service already told me no. I have several premium cards now and don't really use my Quicksilver card anymore. I asked them to switch me to a no annual fee card. I have many prime cards now and don't have much use for their card if the AF is attached. I will update the thread when I hear from them.

EQ: 678

TU: 699

EX: 736

uswala · ‎11-30-2014

@Kellan wrote:
Just sent a email to the CapitolOne EO to get a PC on my card. Customer service already told me no. I have several premium cards now and don't really use my Quicksilver card anymore. I asked them to switch me to a no annual fee card. I have many prime cards now and don't have much use for their card if the AF is attached. I will update the thread when I hear from them.

I think they are lenient with waiving off the AFs. Hope it works for you.

Good luck!

Anonymous · ‎11-30-2014

Good luck!

SunriseEarth · ‎11-30-2014

@Kellan wrote:
Just sent a email to the CapitolOne EO to get a PC on my card. Customer service already told me no. I have several premium cards now and don't really use my Quicksilver card anymore. I asked them to switch me to a no annual fee card. I have many prime cards now and don't have much use for their card if the AF is attached. I will update the thread when I hear from them.

Good luck with PC! Usually, the EO can take more action than the frontline CSRs, so I think the odds look good.

pizza1 · ‎11-30-2014

Good luck, I've heard they will only remove for one year and you have to call in yearly to donit again. But others may have had luck getting it permanently removed.

taxi818 · ‎11-30-2014

I think it depends on how long you have had the card. at least 6 months i think. the easiest way is just go the chat feature online and they will do it. i just did it my self 4 days ago. had the qs1. upgraded to the quicksilver no AF. so im guessing that is what you have instead of regular quicksilver since you got AF. they will do it. but they said. i cannot change again for 6 months. its fine since no AF

Kellan · ‎11-30-2014

Yes it is the quicksilver one card I have. I did try the online chat feature and they said there are no offers for me. That is why I am trying the EO. I don't need the card anymore. I can live without it. I figure though they were good to me when I needed it, I would welcome the opertunity to be loyal to them.

EQ: 678

TU: 699

EX: 736

chalupaman · ‎11-30-2014

Don't feel bad if the EO even says no. Just close the card and move on if that's the case. You have a bunch of really great cards in your profile.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Kellan · ‎11-30-2014

@chalupaman wrote:
Don't feel bad if the EO even says no. Just close the card and move on if that's the case. You have a bunch of really great cards in your profile.

Thank you that is my plan. Right there Amex, Chase are the cards I am in love with. They have greaat travel bennifits. And I need another vacation. I just booked a free flight to Bangkok using my United Points.

EQ: 678

TU: 699

EX: 736