Go for Kays/Jareds?

[Anonymous]

I'm thinking of apping at Kays and/or Jared's to add a TL to my report. I'm trying to build credit (not to use!) and have $1500 total right now. Something at $2000 or more would be fantastic, but my cards are from 12/2008 and 4/2009. I've read here that Kay's likes to see cards that are over a year old, is that true? Has anyone been approved with younger accounts? My only other credit card was opened in 2006, charged off in 2007 so I don't think that would count as far as age.

[Anonymous]

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@Anonymous wrote:

I'm thinking of apping at Kays and/or Jared's to add a TL to my report. I'm trying to build credit (not to use!) and have $1500 total right now. Something at $2000 or more would be fantastic, but my cards are from 12/2008 and 4/2009. I've read here that Kay's likes to see cards that are over a year old, is that true? Has anyone been approved with younger accounts? My only other credit card was opened in 2006, charged off in 2007 so I don't think that would count as far as age.

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I would wait until you hit a year.

[Anonymous]

I have no experience with the Kays card, but I have read a couple of posts here of people receiving this card with less history than you have.

[Anonymous]

If you do Kays/ Jared make sure you apply for JB Robinson as well and if you live incertain states there are other you can apply for. These are all part of Sterling. I applied for Kays and a week later for jared and JBR and got all three. It is one limit on all three but they report separately. Almost like a hiden TL.