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Going to app for Sallie Mae card; questions before I do

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Valued Contributor

Re: Going to app for Sallie Mae card; questions before I do

if you want more info go to credit board and look for a tap "credit pulls" and there search for sallie mae.

should hellp a ton! 

Message 11 of 15
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Established Contributor

Re: Going to app for Sallie Mae card; questions before I do

Received the Sallie Mae world mc about 2 months ago with $12.5K CL. Just got the first statement for $600, and put $2000 additional in vet bills on 3 days ago. Taking advantage of the 12 months 0% interest. Hope they don't cancel before I get to use it regularly for gas/groceries/amazon. lol

Message 12 of 15
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Super Contributor

Re: Going to app for Sallie Mae card; questions before I do

I was approved instantly online for $1,000 with a TU score of 670, some old baddies, about 5 inquires, and opened a apple visa in march.

 

I called the recon department and the analyst said I have a great track record and am estbalishing myself with barclays very well, she could only give me another 500. So i took it, called back and closed the apple card and move the credit line over to salliemae. I am bummed though that barclays will not change you from platinum to world once you hit 5k limit.

 

With barclays, I think once you are in with them, they are easy on instant approvals.  

Message 13 of 15
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Senior Contributor

Re: Going to app for Sallie Mae card; questions before I do


@ddemari wrote:

I was approved instantly online for $1,000 with a TU score of 670, some old baddies, about 5 inquires, and opened a apple visa in march.

 

I called the recon department and the analyst said I have a great track record and am estbalishing myself with barclays very well, she could only give me another 500. So i took it, called back and closed the apple card and move the credit line over to salliemae. I am bummed though that barclays will not change you from platinum to world once you hit 5k limit.

 

With barclays, I think once you are in with them, they are easy on instant approvals.  


Good to know... next week will be the 12th statement on the Apple card... I got an auto CLI at 6 months... we'll see if I get one at 12 months.

 

At some point I want to app for the Sallie Mae but am waiting till the INQs that are dragging my TU score down to reach 1 year of age over the next 3 months.  I'm expecting my TU score to catch my EQ/EX scores at that time.  The only differences between the 3 is the INQ's on each report.  For some reason all my creditors only pull TU... I'll probably app in early 2015.  When I app my plan is to also transfer the Apple limit to the new card.

Gardening since: 3-25-15
Message 14 of 15
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Super Contributor

Re: Going to app for Sallie Mae card; questions before I do


@Turbobuick wrote:

Received the Sallie Mae world mc about 2 months ago with $12.5K CL. Just got the first statement for $600, and put $2000 additional in vet bills on 3 days ago. Taking advantage of the 12 months 0% interest. Hope they don't cancel before I get to use it regularly for gas/groceries/amazon. lol


Why would they cancel it? With a 12.5K Limit and reasonable UTIL it looks like a normal day in the life of a happy customer if you ask me.

Message 15 of 15
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