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I must have clicked on the wrong one ?? I am perplexed .. I click on regular bestbuy store card.. and I got link in my email to check status blah blah.. then just now, I checked and it looks like I got it approved.. I do not know CL at the moment. all it says is. plus it has print or save for "initial agreement" I can see APR details such as 18.99% , etc but I don't care cuz I want to take advantage of 0% for 18 Months for HDTV's my question is. is this any good? I guess I have other mastercard logo .. I was hoping for a store card verison, unless this is better one?
Thank you!
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Congrats on your card approval. Trust me. Any card is better than first premier. Try to find out what is you CL then you can decide. Some times if you want to make large purchase goto bestbuy store manager. They can pull some levers and get you approved.
@Anonymous wrote:
Ugh, so basically this could be like 1st Premier Crap all over again? Okay, I will Call 1-800-298-4240 and see whats up.
Alright, just got off the phone.. CSR seems to be pretty good so far for me.. here what I found out about it. $500 CL but she said it could be bumped up to $1,500 or $2,000 at the Store ?? anyone know what she means by that? she said please wait 48 hours before you go to one of Best Buy Stores this way they can see the account details..
HSBC seems to like me. BK was discharged 5/2008 and I never IIB them as "household" creditors. This would be my 3rd HSBC account
GM Card $1750
Orchard Bank $500
Best Buy Mastercard $500 CL but $1,500 or $2,000 is a big ?????? for now its $500 CL
@haulingthescoreup wrote:
It's possible that you hit the wrong button, but more likely, this was their decision. They shunt you over to the MC if you don't qualify for the store card.
It's not a very good card, because no one can get a decent CL out of them, so it's pretty hard to use on the shiny toys at Best Buy. I'll let others with personal experience add on.
@MojaveMoon wrote:
How's the average Best Buy shopper supposed to be aware of these pitfalls when they've got the pressures of a line of customers behind them and an employee in front of them urging them to hurry up on applying, paying, and exiting the line.Message Edited by MojaveMoon on 12-28-2008 01:25 PM
I know I certainly didn't know. Granted I had no one in line behind me. But they said if you apply for the CC you could get 12 months no interest, and I went "okay!" I had no idea there was a store card versus the mastercard and the store card was better or that there were tiers with interest rates and CL levels.
And I still think it's odd that their store card is actually considered a better card than their Mastercard.