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I am looking to apply for two credit cards. I am looking for a card with the lowest possible interest and I am looking for a good rewards card specifically with restaurant and grocery benefits. Is COVID-19 currently affecting SL and Interest rates, should I wait to apply?
Here's my current information
I currently have the following FICO 8 scores
Experian: 755
Equifax: 760
Transunion: 771
Accounts
Discover
Balance: 0$
Credit Line: 5,500$
Opened: February 2018
Best Buy
Balance 163$
Credit Line: 5,500
Opened November 2018
Macy's
Balance 0$
Credit Line: 2,000
Opened August 2018
Inquires:
Experian: 2
Equifax: 5
Transunion: 0
Thank you for all suggestions.
WF Propel has 3x restaurants and other categories + cellular insurance + intro APR
Amex BCE has 3x groceries + intro APR
Both have $200 sign up bonuses
Thanks, I will look into both.