Good deal or bad deal...

[Jlu]

I'm sure there are some deals to be had on unique merchandise on Fingerhut but when you compare something like a home entertainment system you will be paying anywhere from 20-30% more than if you went to Amazon.

And this Horizon crap is worse than FH. OP is looking at paying over $375 in fees alone for the first year and that's if you don't buy any of the crap they sell. You don't need credit this bad. You can open two First Premier CC's for the price of this junk.

[tcbofade]

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@Jlu wrote:

And this Horizon crap is worse than FH. OP is looking at paying over $375 in fees alone for the first year and that's if you don't buy any of the crap they sell. You don't need credit this bad. You can open two First Premier CC's for the price of this junk.

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+1

[Flying_High]

I cancel it she tryed talking me out of it but wasnt hearing it ,, I was looking at First Premier & Capital One Cash Back  & BOA CC, but not sure what one im getting all i do kn is if im going to apply i have to be approve other wise im wasting my time

[Crashem]

JBEACH, make a new thread asking for recommendations.  You need to give us your FICO score (buy the equifax one from here) and what your credit profile looks like (aaoa, what current lines and what they look like, any negatives, income, etc.).  You will get lots of advice on where to go.

[Jlu]

^This.

[youngandcreditwrthy]

Sometimes I wish there was a 'like' button on here like FB haha!

[jamesdwi]

CLOSE IT DOWN, Close it, you don't need those type of fees..  fee for having account, a fee for not using account and we can only guess what The APR is on it, I would guess 29% plus seem to be real bottom feeders.

[Flying_High]

I dont kn how to do it i am still new to this im trying to learn lots of things at once but its seems to not work,, answer to your questions FICO

TU 741, EQ 692, I have 1 Credit card for 6 months no late payments pay in full File is THIN

[Flying_High]

yes me to lol

[Flying_High]

i did close it...thx tho