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Good news bad news :) AMEX vs. CU

Valued Contributor

Good news bad news :) AMEX vs. CU

Good News: I keep pinching myself and going back to their approval page to make sure it wasn't an error.


hurray for me-1.JPG


On top of this I got approved for $1,800 CL Walmart Discover.


Bad News:


AMEX pulled all three CR's for the 2 cards.


Worse news:

Even though my CU came back with an EQ score of 683 (which is much higher than my 661 here) they are not willing to give me the LOC that they previously indicated I was qualified for.  They say lates with Cap1 Auto is killing me.  I'm still negotiating with them but damn this sucks.  Only good side of this is I can use the rejection letter to send to SBA to go with my application showing that I can't get credit elsewhere.



Kind of an up and down day...mostly up but really frustrated with CU.  Crap, I just got approved for two AMEX cards and CU will not bend.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Message 1 of 2
Moderator Emeritus

Re: Good news bad news :) AMEX vs. CU

Well, to focus on the positive... even though they pulled 3 reports, you still got approved for TWO Amex cards!!! Congratulations!!! Smiley Very Happy

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 2 of 2