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First off, I'm new to the boards so hello to all the fellow board members! I just want to say that I started off with a horrible credit record (foolish teenage years...) Well as of this month i went from a 580ish FICO on all three CRs to EX: 682 TU: 697 and EQ: 682! I had some negative accounts from student loans defaulting but I just got off of the rehabilitation program and it has obvioiusly improved my score drastically! Also to add on to the good news i applied for a Barclay CC and got a notice saying that it will take a little longer for them to process....I called right after receiving that from their website, talked to the credit analyst who said they just had to confirm a few things and BOOM! I was approved for a $1000 CL. A few days later I decide that a CLI would be good to help with my credit usage, so I called them this morning, talked to another analyst for about three minutes and BOOM again! I got a CLI to $2000! I'm finally on my way to getting a good credit score! Just wanted to share with everyone because I'm excited for this!
@asianbob wrote:First off, I'm new to the boards so hello to all the fellow board members! I just want to say that I started off with a horrible credit record (foolish teenage years...) Well as of this month i went from a 580ish FICO on all three CRs to EX: 682 TU: 697 and EQ: 682! I had some negative accounts from student loans defaulting but I just got off of the rehabilitation program and it has obvioiusly improved my score drastically! Also to add on to the good news i applied for a Barclay CC and got a notice saying that it will take a little longer for them to process....I called right after receiving that from their website, talked to the credit analyst who said they just had to confirm a few things and BOOM! I was approved for a $1000 CL. A few days later I decide that a CLI would be good to help with my credit usage, so I called them this morning, talked to another analyst for about three minutes and BOOM again! I got a CLI to $2000! I'm finally on my way to getting a good credit score! Just wanted to share with everyone because I'm excited for this!
Welcome to the forum
These are the stories I like to read
Congrats on the rebuild
Congrats on the approval
Congrats on Recon of CLI
Very nicely done now grow the TL's into something great
@asianbob wrote:First off, I'm new to the boards so hello to all the fellow board members! I just want to say that I started off with a horrible credit record (foolish teenage years...) Well as of this month i went from a 580ish FICO on all three CRs to EX: 682 TU: 697 and EQ: 682! I had some negative accounts from student loans defaulting but I just got off of the rehabilitation program and it has obvioiusly improved my score drastically! Also to add on to the good news i applied for a Barclay CC and got a notice saying that it will take a little longer for them to process....I called right after receiving that from their website, talked to the credit analyst who said they just had to confirm a few things and BOOM! I was approved for a $1000 CL. A few days later I decide that a CLI would be good to help with my credit usage, so I called them this morning, talked to another analyst for about three minutes and BOOM again! I got a CLI to $2000! I'm finally on my way to getting a good credit score! Just wanted to share with everyone because I'm excited for this!
Sweet!!!! Welcome to the forums!!
Congrats on all your recent success, WTG!!!
@asianbob wrote:First off, I'm new to the boards so hello to all the fellow board members! I just want to say that I started off with a horrible credit record (foolish teenage years...) Well as of this month i went from a 580ish FICO on all three CRs to EX: 682 TU: 697 and EQ: 682! I had some negative accounts from student loans defaulting but I just got off of the rehabilitation program and it has obvioiusly improved my score drastically! Also to add on to the good news i applied for a Barclay CC and got a notice saying that it will take a little longer for them to process....I called right after receiving that from their website, talked to the credit analyst who said they just had to confirm a few things and BOOM! I was approved for a $1000 CL. A few days later I decide that a CLI would be good to help with my credit usage, so I called them this morning, talked to another analyst for about three minutes and BOOM again! I got a CLI to $2000! I'm finally on my way to getting a good credit score! Just wanted to share with everyone because I'm excited for this!
Congrats! It's refreshing to hear stories of taking care of negative items before applying.
Congratulations! It's good to hear that you are having success.
@asianbob wrote:First off, I'm new to the boards so hello to all the fellow board members! I just want to say that I started off with a horrible credit record (foolish teenage years...) Well as of this month i went from a 580ish FICO on all three CRs to EX: 682 TU: 697 and EQ: 682! I had some negative accounts from student loans defaulting but I just got off of the rehabilitation program and it has obvioiusly improved my score drastically! Also to add on to the good news i applied for a Barclay CC and got a notice saying that it will take a little longer for them to process....I called right after receiving that from their website, talked to the credit analyst who said they just had to confirm a few things and BOOM! I was approved for a $1000 CL. A few days later I decide that a CLI would be good to help with my credit usage, so I called them this morning, talked to another analyst for about three minutes and BOOM again! I got a CLI to $2000! I'm finally on my way to getting a good credit score! Just wanted to share with everyone because I'm excited for this!
Way To Go!!! That is amazing, and welcome to our family!
Congratulations on your successful journey to rebuild and welcome to the forums!