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So, today I received my second set of pre-approvals in the mail from Credit One with a CL of up to $1500, and First Premier with an approved limit of $700. Felt good to throw them in the shreder bin! Those fees are outrageous! no way would I ever get those cards. Before I filed BK, I did my homework here, and knew I'd hold out for something better, and I did! thank you Jesus! Lol!
@pizza1 wrote:So, today I received my second set of pre-approvals in the mail from Credit One with a CL of up to $1500, and First Premier with an approved limit of $700. Felt good to throw them in the shreder bin! Those fees are outrageous! no way would I ever get those cards. Before I filed BK, I did my homework here, and knew I'd hold out for something better, and I did! thank you Jesus! Lol!
Bravo shred away
lol this is first time hearing abt credit one and first premier for me =)
are they big lenders?
@Feather_Hat wrote:lol this is first time hearing abt credit one and first premier for me =)
are they big lenders?
Big fee and big interest for sure
@pizza1 wrote:
Thanks my journey!! lol
Feather hat.....they are big sub prime lenders! They cater to the "bad" credit or no credit folks, and will usually approve 99% of all apps, lol!!! Especially to people like me who have a recent bankruptcy and are trying to rebuild their credit. They know I am, so they are hoping that I will jump on their offer for credit with their $75 annual fee, $19.95 a month service fee, and a few hundred dollars for other fees before you even get the card. Once you do, you like $20 available credit. Lmao! No that desperate at all
LOL... While there may be extenuating circumstances for some folks who have no alternative, sure. But, as there are better options for the masses who are building/rebuilding, then FP or CO should be avoided. Don't even save the cardboard CC that comes enclosed in the envelope
@pizza1 wrote:
Thanks my journey!! lol
Feather hat.....they are big sub prime lenders! They cater to the "bad" credit or no credit folks, and will usually approve 99% of all apps, lol!!! Especially to people like me who have a recent bankruptcy and are trying to rebuild their credit. They know I am, so they are hoping that I will jump on their offer for credit with their $75 annual fee, $19.95 a month service fee, and a few hundred dollars for other fees before you even get the card. Once you do, you like $20 available credit. Lmao! No that desperate at all
lol i actually did some googling about them..
i can't believe how many FEES they can put loll
so many fees after fees lol..