Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

[AeroKrix]

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@Ron1 wrote:

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@AeroKrix wrote:

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@Ron1 wrote:

It told me to download the membership agreement and the terms of the credit card.

Ron.

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Do you need to have membership in order to apply for their cc's?

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Yes, I didn't apply for the card first.  I just opened a savings for the membership. They offered me $10K credit card card prea-approval during the process of the application.

Ron.

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Based on your own experience, is $10k considered generous or in line with your credit profile? It would it be comparable to the generosity of NFCU?

[Ron1]

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@AeroKrix wrote:

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@Ron1 wrote:

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@AeroKrix wrote:

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@Ron1 wrote:

It told me to download the membership agreement and the terms of the credit card.

Ron.

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Do you need to have membership in order to apply for their cc's?

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Yes, I didn't apply for the card first.  I just opened a savings for the membership. They offered me $10K credit card card prea-approval during the process of the application.

Ron.

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Based on your own experience, is $10k considered generous or in line with your credit profile? It would it be comparable to the generosity of NFCU?

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It is not bad. You cannot compare with NFCU or USAA.  They are pretty good. They are better than Penfed.  They are pretty much the same as Alliant CU. We don't know about the policy of CLI.

Ron.

[B335is]

Ron I will wait and see how yours turns out. I think my TU is similar score to you (779)?

[Ron1]

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@B335is wrote:
Ron I will wait and see how yours turns out. I think my TU is similar score to you (779)?

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Yes, I think you have a good chance to get approved.

Ron.

[Ron1]

I got am alert from MPM. They pulled TU.

Inquirer’s name:	CONSUMERS CO
Industry type:
Address:	P.O. BOX 9119  WAUKEGAN,  IL  60079
Phone number:	847- 6233636
Bureau:	TransUnion

[B335is]

Goodluck Ron!! Hopefully they approve you today!

[Ron1]

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@B335is wrote:
Goodluck Ron!! Hopefully they approve you today!

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Thank you!!! Do you plan to apply if I get approved? 

Ron.

[B335is]

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@Ron1 wrote:

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@B335is wrote:
Goodluck Ron!! Hopefully they approve you today!

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Thank you!!! Do you plan to apply if I get approved? 

Ron.

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Well I'm at 4 TU inq...if I only had your 1 inq I would for sure.  If you're approved maybe 80% chance I'll apply

[CreditUnionFan]

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@Ron1 wrote:

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@AeroKrix wrote:

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@Ron1 wrote:

It told me to download the membership agreement and the terms of the credit card.

Ron.

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Do you need to have membership in order to apply for their cc's?

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Yes, I didn't apply for the card first.  I just opened a savings for the membership. They offered me $10K credit card card prea-approval during the process of the application.

Ron.

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They probably HP'd you for the membership, and the preapproval was driven off of that.

[BigBS]

Congrats, Ron!  Seems like the Consumers CU was much easier than LMCU was for me.  Glad you got approved.