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@NursePurse wrote:
@firetech593 wrote:
@NursePurse wrote:Yes, The only thing on my chexsystems is my pnc
@firetech593 wrote:Nurse,
I helped a family member re-establish with Consumers 2 weeks ago, and they stated they couldnt open checking or savings if you have any negative Chex System entries.
Have you checked this?
Yes, The only thing on my chexsystems is my pnc bank account I opened last year
Is it negative?
Not negative, it was just from me opening the pnc account. I suppose pnc uses chexystems for checking/savings, but there's def nothing other than pnc on my chexsystems
Opening a PNC Checking is not negative. You need to get a copy of Chexsytem report to find out any negative information. I requested one recently. There wasn't anytihing on it.
Ron.
@NursePurse wrote:
@firetech593 wrote:
@NursePurse wrote:Yes, The only thing on my chexsystems is my pnc
@firetech593 wrote:Nurse,
I helped a family member re-establish with Consumers 2 weeks ago, and they stated they couldnt open checking or savings if you have any negative Chex System entries.
Have you checked this?
Yes, The only thing on my chexsystems is my pnc bank account I opened last year
Is it negative?
Not negative, it was just from me opening the pnc account. I suppose pnc uses chexystems for checking/savings, but there's def nothing other than pnc on my chexsystems
Imho, I would say call regular customer service and recon. The bank account requirements are by no means stringent. Im thinking that if they cant establish membership, they wont process any credit products.
They are very good with recon, but you have to talk to a branch or sales manager.
@B335is wrote:
Firetech you read my mind. I have a neg in chex that wont fall off for another few months. Guess ill just watch Rons journey from the sidelines
Wish me luck!!!! I am guinea pig.
Ron.
I agree with Ron. They are looking for charged-off accounts or bounced checks.
@firetech593 wrote:I agree with Ron. They are looking for charged-off accounts or bounced checks.
Good luck Ron!
@firetech593 wrote:I agree with Ron. They are looking for charged-off accounts or bounced checks.
It might have an error on her Chexystem like credit report. It mght be someone's negative items listed in her report with the similar name. She need to get a copy of chexsystem to take a look at it.
Ron.
@firetech593 wrote:
@firetech593 wrote:I agree with Ron. They are looking for charged-off accounts or bounced checks.
Good luck Ron!
Thanks!!!!No big loss if I get denied. Nice try. I have gotten a lot of card since last Dec. It's time to stop applying.
Ron.
Ordered my chexsystems report in feb of this year:
Reported information: No information found
Inquiries Initiated by Consusmer Action: PNC Bank
Inquiries Not Initiated By Consumer Action: No information found
Retail Information: No Information Found
History of Checks Ordered: No Information Found
I think I will at least call to see why I was declined for membership and savings.
@NursePurse wrote:Ordered my chexsystems report in feb of this year:
Reported information: No information found
Inquiries Initiated by Consusmer Action: PNC Bank
Inquiries Not Initiated By Consumer Action: No information found
Retail Information: No Information Found
History of Checks Ordered: No Information Found
I think I will at least call to see why I was declined for membership and savings.
I second that. They will use the same credit pull for at least 30 days.
Please keep us posted, I'm very interested to see if my cu is becoming difficult to deal with.
Fingers crossed for you.
@firetech593 wrote:
@NursePurse wrote:Ordered my chexsystems report in feb of this year:
Reported information: No information found
Inquiries Initiated by Consusmer Action: PNC Bank
Inquiries Not Initiated By Consumer Action: No information found
Retail Information: No Information Found
History of Checks Ordered: No Information Found
I think I will at least call to see why I was declined for membership and savings.
I second that. They will use the same credit pull for at least 30 days.
Please keep us posted, I'm very interested to see if my cu is becoming difficult to deal with.
Fingers crossed for you.
Thank you! And I will def post an update