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Got a 99/500 from BOA!

johnsj21
Regular Contributor

Got a 99/500 from BOA!

I applied for the platinum card knowing that i wouldn't get it, but I was really hoping for the 99/500 offer and I got it!!  It's only $500, but from everything that I have heard BOA is a great card to grow with.  I've had a CRAPPY Orchard Bank for 4 years now my limit is only $500 after 4 years!!!  Luckily I do have a Target card that I got about 12 years ago that I never closed so they change that to a Visa in 2007 and that's a $1500 limit...other than that all that I have is an old Macy's that's about 12 years old with a $1k limit and a bunch of crappy rebuilding cards that seem to go nowhere!! 

 

I'm excited and I'm going to treat this card with LOTS OF LOVE!!!

9/26/08 TU: 528 EQ: 558 EX: 560
11/7/08 TU:584 EQ:601 EX 600
7/21/09 TU:636 EQ:626
12/27/11 TU: 675 EQ:680
Message 1 of 16
15 REPLIES 15
llecs
Moderator Emeritus

Re: Got a 99/500 from BOA!

I moved you over to Credit Cards.

 

Congrats! Great card. Aside from Macys and Bloomies, the 99/500 was my first "prime" CC (no, for those reading, I do consider Juniper sub-prime...esp. after a year with no CLI stuck at $400).

 

Take good care of it. Never go OTL. Never be late. Keep the balances low. Sing to it at night.....

Message 2 of 16
fender
Established Contributor

Re: Got a 99/500 from BOA!

OMG OMG!!! I JUST GOT IT TOO!!!

 

"Partial Secured Visa Platinum Card "

 

Holy crap Ive wanted this forever, havent applied to try to get it in like 6 months!

 

WOOT FOR US!!!!!!!!!!

"WTB Access Number"
Message 3 of 16
clownazonah8r
Established Member

Re: Got a 99/500 from BOA!

Congrats.... I got one of those about 4 months ago....I called customer service and they said after 9 months they will refund the $99 and increase the CL to $1000........ I recently got a B of A USAirways card with a $500 CL..   My EX is 615..... Congrats again and take care of the account..... Seems to me like if you're a good Bof A  CC customer they take care of you!!!
Message 4 of 16
SherriLynn
Regular Contributor

Re: Got a 99/500 from BOA!

So how exactly were you notified that you received the counter offer?  Was it immediate, by email, or postal mail?  I'm going to try for it again next year, just want to be prepared.  Thanks!
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
App-free since 01/29/09
Message 5 of 16
fender
Established Contributor

Re: Got a 99/500 from BOA!

I applied for the platinum visa, it was declined but they counteroffered the partially secured 99/500 immediately after.  I was crazy happy, i triied for this card a bunch over the last 8 months.  Maybe having checking and savings with them this time helped.. .my scores are all 590-610, lower than most that seem to get it.
"WTB Access Number"
Message 6 of 16
fender
Established Contributor

Re: Got a 99/500 from BOA!

Question for ppl here that have the 99/500, I got approved today and opted to have them take the 99 from my BofA checking account.  How long should it take for me to get my card?
"WTB Access Number"
Message 7 of 16
llecs
Moderator Emeritus

Re: Got a 99/500 from BOA!


fender wrote:
Question for ppl here that have the 99/500, I got approved today and opted to have them take the 99 from my BofA checking account.  How long should it take for me to get my card?

 

It'll report before you get the CC. I did receive my CC within 7-8 days.
Message 8 of 16
fender
Established Contributor

Re: Got a 99/500 from BOA!

7 to 8 days! sweet!  I heard before that it took awhile, but i think they were sending checks.
"WTB Access Number"
Message 9 of 16
clownazonah8r
Established Member

Re: Got a 99/500 from BOA!

I have a B of A checking account, after the $99 was put towards the card, I got it in the mail in about 7days....
Message 10 of 16
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