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Got a raise! Should I tell my credit cards?

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whydoineedaname
Regular Contributor

Got a raise! Should I tell my credit cards?

So... I have been at my current job for a little over a year.  I just got a promotion.  little more than a buck and a half.  Should I tell my credit cards?  Do you think that would soften them up to give me a CLI?  I dont want to do any hard pull because, well I just cant put anymore after my appathon and getting a new loan.  I saw on discovers site they have a place where I can go in and put what I make plus my rent/mortagage.  Should I do it?   I dont see anything for my other cards.  Should I call them up?  Or are they just going to say good for you now get off the phone so we can take real calls?

 

Should I worry?  Will it make a diference?


Equifax 3/29/2013 - 649, 4/1/2014 - 651, 4/14/2014 - 662, 4/16/2014 - 655
Transunion 3/29/2014 - 648, 4/29/2014 - 650, 5/1/2014 - 653, 6/10/2014 - 662 (barclay/discover), (4/16/2014 - 658 - lender pull)
Experian 4/1/2014 - 653, 4/14/2014 - 669
What in my wallet? Secured Card $550, Barclaycard Reward $3100, Discover IT $1300, Kohl's $400, Navy Federal cashReward $2500, Navy Federal $17800 for a car 2.79% for 72 months.
Message 1 of 7
6 REPLIES 6
gdale6
Moderator Emeritus

Re: Got a raise! Should I tell my credit cards?

For the ones you can update online yes do it, the others just info them when you are calling for a CLI.

Message 2 of 7
Chris679
Established Contributor

Re: Got a raise! Should I tell my credit cards?

Agree with gdale6 on both points
Message 3 of 7
youdontkillmoney
Valued Contributor

Re: Got a raise! Should I tell my credit cards?


@Chris679 wrote:
Agree with gdale6 on both points

Asolutely, doesn;t hurt and it raises your profile.

Message 4 of 7
whydoineedaname
Regular Contributor

Re: Got a raise! Should I tell my credit cards?

Hum... Turns out that only the discover allows me to post online my income.  Other ones I would have to call in...

 

I will wait until the first one hits my account then inform them (incase they want to see pay stubs :-)

 

I will let you know if anything happens :-D

 


Equifax 3/29/2013 - 649, 4/1/2014 - 651, 4/14/2014 - 662, 4/16/2014 - 655
Transunion 3/29/2014 - 648, 4/29/2014 - 650, 5/1/2014 - 653, 6/10/2014 - 662 (barclay/discover), (4/16/2014 - 658 - lender pull)
Experian 4/1/2014 - 653, 4/14/2014 - 669
What in my wallet? Secured Card $550, Barclaycard Reward $3100, Discover IT $1300, Kohl's $400, Navy Federal cashReward $2500, Navy Federal $17800 for a car 2.79% for 72 months.
Message 5 of 7
ACsteel
Frequent Contributor

Re: Got a raise! Should I tell my credit cards?

Yup and additionally let them know that now you're a BOSS Robot LOL

Message 6 of 7
jesseh
Frequent Contributor

Re: Got a raise! Should I tell my credit cards?

I would call them, won't hurt. Showing that you are considering your lenders when life changes happen should be appreciated. 

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Message 7 of 7
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