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Thank you for sharing this approval. Hubby is looking to add another credit card in June, His current credit card has a limit of 12k, which is his only card, with NFCU.
I'm thinking he should do an app spree and maybe pick up NFCU Flagship and maybe a PenFed card?
His scores aren't that bad, but he did have a CO with Citi in 2010 which was paid in 2012.
@webhopper wrote:Thank you for sharing this approval. Hubby is looking to add another credit card in June, His current credit card has a limit of 12k, which is his only card, with NFCU.
I'm thinking he should do an app spree and maybe pick up NFCU Flagship and maybe a PenFed card?
His scores aren't that bad, but he did have a CO with Citi in 2010 which was paid in 2012.
SP CLI with NFCU seem to be all the rage these days. perhaps he should try for those first before applying for new cards.
I'll take a picture when it comes in the mail. I may frame the letter that comes with it as this is my first 20k limit card.
hey first charge on the card should be a 100$ bottle chmpagne.lol
@NJTurnpike wrote:
@webhopper wrote:Thank you for sharing this approval. Hubby is looking to add another credit card in June, His current credit card has a limit of 12k, which is his only card, with NFCU.
I'm thinking he should do an app spree and maybe pick up NFCU Flagship and maybe a PenFed card?
His scores aren't that bad, but he did have a CO with Citi in 2010 which was paid in 2012.
SP CLI with NFCU seem to be all the rage these days. perhaps he should try for those first before applying for new cards.
He did that in January...
I personally think he needs more than one individual credit card account.... Maybe one is enough... who knows.
I think both spouses should have a minimum of 2 credit cards, and some positive installment history on their credit reports... so that they have their own history and accounts established if something were to happen to me.
He does have AU accounts, and ACM accounts, co-applicant on NFCU New Car Loan. Basically piggybacking to get re-established after some rough times.
Deifnitely needs more than one card. Push for cards that match yours and his spending habits though. like PenFed Platinum Rewards for gas 5pts, BCP 6% groceries, PenFed Travel Amex 5pts on travel, etc.
Given that he has AU, ACM and one of his own cards, builder cards are probably not needed. Go for the rewards cards tha fit your lifestyle. good luck.
Too bad you could get a PFD from CITI. I would consider GW'ing them every week if possible until they remove the CO.
Congrats on your new cards
However
You have the right to remain silent!
You have the right to an attorney!
If you can not afford an attorney a garden attorney will be appointed for you!
Until your court date you are under garden arrest and a ankle bracelet will be supplied...Lol
@myjourney wrote:Congrats on your new cards
However
You have the right to remain silent!
You have the right to an attorney!
If you can not afford an attorney a garden attorney will be appointed for you!
Until your court date you are under garden arrest and a ankle bracelet will be supplied...Lol
Lol! I saw the police car and I instantly thought "oh my god! its an AMEX FR!"