Got me some hooters....ah hem...a hooters card!

[GFer]

Oops!

They approved me...but only $500 cl.

Guess I should be happy with that for now, huh?

I've read they've gotten stingy. Is this so? Especially as far as cli's ?

[Anonymous]

Congrats on the new pair.

[GFer]

Of course I didn't 'need' them...just wanted....LOL

[Watchmann]

You can buy plenty of wings for $500.  It's a start.

[GFer]

Anyone know what that like to see on the card? PIF every month?

[Anonymous]

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GFer wrote:

Anyone know what that like to see on the card? PIF every month?

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I am interested in this as well. BF just got approved for Hooters. Don't know limit yet though. With 2 defaulted student loans, I'm not expecting much!

[dollar_bill]

I just got this card approved this week myself. They pull from TU, which I had only a couple of inquiries on, so I applied. I was approved for 3500 CL (not sure of the other terms, if you read the ink their may be an AF or higher rates). My TU score from this site was at 678 when I apped.

I too heard they were becoming a little more stringent on their credit and was surprised I was approved for 3500 as my score isn't that great. Anyway, congrats on your recent acqusition and good luck to you.

[GFer]

Actually, I got no AF  (might have sent it back cut up if it had). APR is 23%, but don't plan on giving them a dime in interest! My scores have dropped bc of inquiries and new accounts affecting age of accounts. Went from longest 13yrs but avg at 7yrs to 5yrs. Yikes!

Oh, well. Plan on letting them age for awhile. Guess that's the whole idea.

[dollar_bill]

Interesting they only gave you a 500 CL but no AF associated with that. I'll have to post what my terms are when it arrives. I called an account representative to verify my street address I used because my real mail comes to a PO BOX (their online app process is a little weird with the addresses). I did call but the account representative could only verify I was approved for 3500 and it was too late for her to change where the card was being sent to.

From what I can tell their rates are 7.75 to 25 percent, and the AF is 0 up to 72.