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Great info, Lexie!
Chat feature was successful for my backdate. My new card with 1998 backdate should arrive Monday (likely before my 2014 card gets here).
Thank you very much for the clarification. I understand. So do you by any chance know of anyone who is in a similar situation as me successfully getting their card backdated by calling them or chatting with AMEX multiple times hoping to get a helpful rep? Or am I SOL and there's 0 chance to convince AMEX to backdate it to 2005?
@WNA888 wrote:Thank you very much for the clarification. I understand. So do you by any chance know of anyone who is in a similar situation as me successfully getting their card backdated by calling them or chatting with AMEX multiple times hoping to get a helpful rep? Or am I SOL and there's 0 chance to convince AMEX to backdate it to 2005?
AFAIK, what Lexie said is consistent with posts I've been lately. They won't backdate the AU card on your CRs.
I was added as an AU on a relative's account back in 2007, but I no longer am. If I not apply for my first AMEX as a primary cardholder, will I be backdated to 2007?
@CalAlumnus13 wrote:I was added as an AU on a relative's account back in 2007, but I no longer am. If I not apply for my first AMEX as a primary cardholder, will I be backdated to 2007?
Yes. The MSD of 2007 should have been locked in for you.
@WNA888 wrote:Thank you very much for the clarification. I understand. So do you by any chance know of anyone who is in a similar situation as me successfully getting their card backdated by calling them or chatting with AMEX multiple times hoping to get a helpful rep? Or am I SOL and there's 0 chance to convince AMEX to backdate it to 2005?
You can try but they made a policy change a few years ago. Only primary cardholders have their credit reports backdated.
Good luck if you try!