Just yesterday I got my Quicksilver One in the mail, but when I tried to activate it I couldn't access my account online, so I called and they told me that they needed some documents from me to verify my identity. I had to submit two IDs, then they asked for my SSN card and a proof of residence, I'm still waiting for their answer. What I don't get is why I had to do that? First you apply and get approved, then they check? That makes no sense... Didn't they check with the information I provided in the application? I swear, banks only make you go through this trouble when it really is you, but the moment someone steals your identity or open fake accounts (I'm looking at you Wells Fargo) they don't do anything...
