plasticman uses his hotline to Navy CS again! 
You must have a direct line by now.
Thanks for confirming. I was just looking at the brochure again, and it really does indicate that you would need a second product. Classic example of printed info not being entirely accurate.
Off to find a physical check to send in, assuming that I still have any such thing these days.
You must have a direct line by now.Thanks for confirming. I was just looking at the brochure again, and it really does indicate that you would need a second product. Classic example of printed info not being entirely accurate.
Off to find a physical check to send in, assuming that I still have any such thing these days.
Hi Hauling,
I used my hotline with NFCU this morning
because you pose a great question. I do not have first hand experience using them.
The NFCU CSR I spoke with, whom seemed very knowledgeable, stated that NFCU "very rarely" has a problem with them being accepted. Most of the time, there is a problem, it is with a "mom and pop" shop. In which case you can write in your address and show ID. The bigger financial institutions and billers will only need the bank codes at the base of the check to process. However, NFCU does recommend one writes in the address information to ensure that there is no mix up at the financial institution or biller.
Perhaps, another member can chime in with their actual experience using these checks.
Thanks to both of you! If I get checks, then, I'll do the name-only option.
Considering that I hardly ever write checks on my real checking account, I probably won't get any for Navy. I do like the appearance of their check card, though: flaming red, with tiny little sparkles. Very pretty. I'm going to keep $100 in the Navy checking just so I can print out some cash every now and again at local ATM's. Navy's part of a lot of networks, making for surcharge-free cash withdrawals.
Red's a pretty unusual color for a financial product. There are some unpleasant associations with red in the world of money.
Considering that I hardly ever write checks on my real checking account, I probably won't get any for Navy. I do like the appearance of their check card, though: flaming red, with tiny little sparkles. Very pretty. I'm going to keep $100 in the Navy checking just so I can print out some cash every now and again at local ATM's. Navy's part of a lot of networks, making for surcharge-free cash withdrawals.
Red's a pretty unusual color for a financial product. There are some unpleasant associations with red in the world of money.
I didn't even see the CUCARD section down at the bottom of the page. So it essentially is a debit/ ATM card for savings, rather than checking. (Plus it can be used for the other stuff that you mentioned.)
That would make sense if I didn't want to keep money in checking. As I said above, the idea of having and keeping track of two checking accounts appalls me.
I still think the red card's prettier, though!
That would make sense if I didn't want to keep money in checking. As I said above, the idea of having and keeping track of two checking accounts appalls me.
I still think the red card's prettier, though!
You can use the CUCARD for checking or savings and off site deposits. I actually use my CUCARD more because it is an immediate deduction from my checking account and I never am required to sign anything when I use it. I use the CUCARD plenty at the grocery store and for deposits and withdrawals at the ATM. You may have noticed NFCU suggests you hit the credit button when you use the VISA debit card.
You are right the the VISA debit is nicer looking but the CUCARD does have a partial American flag on it.