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After reading everyone's great posts for the last year, I am honered to submit my first post. I started no credit history jan 2014 with a $2500 secured BOA cash rewards. I think the high deposit amount put me on a good course right from jump street. Now my scores are EX 735 TU 737 EQ 730. 6 accounts. Started Discover 11/2014 SL $1000 now $4000, BOA unsecured 11/2014 now Travel rewards Sig Visa $5000CL, AMEX PRG NPSL, AMEX Everday $3000CL, AMEX JEt Blue $1000, Macy's $2100, Best BUY $3000, Chase Slate $5000. AMEX JET BLUE denied my CLI 5X over last year! Finally in utter frustration today I applied for AMEX Everyday with starting $3000CL with SP!!, go figure. Currently 5% Util and I am maniacal about paying on time, all clear, no lates, no missed. Looking forward to sharing more of experiences with everyone!
Welcome to the board and good job!!
Thank you!!!
You've done very, very well! Keep up the good work. These boards are an amazing resource.
Best wishes!
Meg thank you and I'm indebted to this forum for all I've learned.
Congrats!
Have you tried the Amex 3X CLI? I see that your ED is new, when was the last time you tried for a CLI? The next time you request one try to increase your ED from 3k to 9k.
My DW started on February/2014, with $500 BoA secured and $500 Discover IT Student. Now her lowest limit is Discover at $3,000 and have one Amex at $10,000, thanks to information from this forum. She even reconned her Sallie Mae limit from $3,000 to $6,000 without another HP.