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2 hours ago, I received an alert from myFICO's Score Watch. Upon checking my account, I saw that my score had dropped by ... a whopping 56 points!
Without revealing my financial situation, I want to see if anyone can come up with a scenario where this can happen that resembles my case. Instead of being sad, I want to make a game out of this!
After 24 hours I will reveal the answer!
Hint: the answer has to do with credit cards
You maxed out at least one card....?
@HiLine wrote:2 hours ago, I received an alert from myFICO's Score Watch. Upon checking my account, I saw that my score had dropped by ... a whopping 56 points!
Without revealing my financial situation, I want to see if anyone can come up with a scenario where this can happen that resembles my case. Instead of being sad, I want to make a game out of this!
After 24 hours I will reveal the answer!
Hint: the answer has to do with credit cards
a late was reported on one of your accounts?
You applied for a new card(s) and got dinged.
when I got three cards at once my scores took a big hit like that and took a month to come back.
An X that got revenge by running up your cards!
Your limit was decreased, thus raising your utilization through the roof!
black friday shopping =P
Something relatively similar happened to my FAKO score once. The only reason for such an impressive drop was having one card reported lost/stolen (actually, it has been reissued by BofA even without my knowledge as they suspected something...) and new tradeline appearing without any HPs...
Barclay CLD - util% went WAY up