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I was declined a few months back due to a Core Logic report, was declined. Ive since locked core logic and had a few more INQ's fall off, Hopefully my time has come. Stay tuned fellow app junkies!
good luck. I'm sure you'll be fine.
I got 2 of them when I thought I wouldn't stand a chance. I think they are giving these cards away these days. They surely opened up to sub 700 credit scores that's for sure.
Which ones are you gunning for?
Good luck!
Let us know the results...
GOOD luck!
whats core logic ? another CRA that amex uses ? so TU TT and Corelogic ?
Shooting for Zync first, figure thats my best chance. If approved, I'll shoot for BCE.
Core Logic=teletrack, I think core logic is the parent company. Im not sure if locking my report will work. I saw another member had success doing it and figured it was worth a shot as opposed to waiting 2 more years for it the derog to fall off.
No instant approval, staus says "processing" not looking good :/
What were you scores, AAoA, and baddies going in?
I think what saved me was my income and relatively high 600 scores. They overlooked all my student loan lates obviously.
CALL in !
whats your TU ? Inqs ? yearly income ?
i am rooting for you!!!!
They pull EX for me, I wish they pulled TU! My scores are 690-705, 690 being EX. Have 2 derogs, 1 in 06 and 1 in 07, income 42k, 4 inq(2 of which are from AMex, if that matters)