HH Gregg Closed

[pc01user]

Got a surprise from Synchrony that my hhgregg store card was closed

due to inactivity. Had the card for 1 year but just as I planned to go to

the nearest store 70 miles away I got the letter.  I guess I was just too

slow about using the card.

I

[Anonymous]

Sorry to hear this. I thought Synchrony usually did a CLD for inactivity - guess not. It's a good reminder to use our cards at least once every 6 months just to be safe.

[creditguy]

Sorry for the closure, but that's how synchrony rolls, they are always looking for dead wood to cut, or in this case plastic. 

[Anonymous]

how long did u keep the card on standby?

[Anonymous]

Im wondering if my Synchrony Value City card will do the same. I'd hate to lose my $3,100 limit on that card...I'm half-way to having a 0%, $2200 living room purchased.

Can't really go to Value City and buy a pack of gum so the card doesn't show not having in usage.

[UncleB]

I would never 'waste' money just to keep a card alive, but I have been known to drop by Lowe's for a small token purchase (last time it was $4) just to show some activity.  It's generally not a problem with Belk, since I like to shop there (they have awesome clearance sales - yes, I'm cheap).

Of course, Sam's Club MasterCard and Care Credit are both getting plenty of love these days from me... LOL 

I would recommend anybody with Synchrony cards to use them at least once every six months; preferably every four months or so... that seems to minimize the chances of being closed due to non-use. 

In the case of the HH Gregg card, I'm sure you could likely reopen it (as a new account) if you have a major purchase coming up.  I've never known Synchrony to "hold a grudge" when they close a card due to non-use. 

[baller4life]

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@UncleB wrote:

I would never 'waste' money just to keep a card alive, but I have been known to drop by Lowe's for a small token purchase (last time it was $4) just to show some activity.  It's generally not a problem with Belk, since I like to shop there (they have awesome clearance sales - yes, I'm cheap).

Of course, Sam's Club MasterCard and Care Credit are both getting plenty of love these days from me... LOL 

I would recommend anybody with Synchrony cards to use them at least once every six months; preferably every four months or so... that seems to minimize the chances of being closed due to non-use. 

In the case of the HH Gregg card, I'm sure you could likely reopen it (as a new account) if you have a major purchase coming up.  I've never known Synchrony to "hold a grudge" when they close a card due to non-use. 

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Sometimes I stop by Lowe's to buy toilet paper or laundry detergent just to show a lil usage. Hey it's stuff i would buy anyways. Might as well show Lowe's a lil luv. Don't judge me! LMAO

[taxi818]

Thats a shame. sometimes a few batteries is worth a whole lot. Sorry op.

[Meanmchine]

I had my Synchrony Ashley Furnature card closed for inactivity.  15 months old.  $2k CL lost  From now on, i make sure all Synch cards I have get usage at least once a year

Even sooner for hi level accts like Lowes and Amazon for me