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HH Gregg Closed

Regular Contributor

HH Gregg Closed

Got a surprise from Synchrony that my hhgregg store card was closed

due to inactivity. Had the card for 1 year but just as I planned to go to

the nearest store 70 miles away I got the letter.  I guess I was just too

slow about using the card.

I

Message 1 of 9
8 REPLIES 8
Valued Contributor

Re: HH Gregg Closed

Sorry to hear this. I thought Synchrony usually did a CLD for inactivity - guess not. It's a good reminder to use our cards at least once every 6 months just to be safe.

Message 2 of 9
Valued Contributor

Re: HH Gregg Closed

Sorry for the closure, but that's how synchrony rolls, they are always looking for dead wood to cut, or in this case plastic. 

Message 3 of 9
Established Contributor

Re: HH Gregg Closed

how long did u keep the card on standby?
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



Message 4 of 9
Regular Contributor

Re: HH Gregg Closed

Im wondering if my Synchrony Value City card will do the same. I'd hate to lose my $3,100 limit on that card...I'm half-way to having a 0%, $2200 living room purchased.

Can't really go to Value City and buy a pack of gum so the card doesn't show not having in usage.
Message 5 of 9
Moderator

Re: HH Gregg Closed

I would never 'waste' money just to keep a card alive, but I have been known to drop by Lowe's for a small token purchase (last time it was $4) just to show some activity.  It's generally not a problem with Belk, since I like to shop there (they have awesome clearance sales - yes, I'm cheap).

 

Of course, Sam's Club MasterCard and Care Credit are both getting plenty of love these days from me... LOL  Smiley Very Happy

 

I would recommend anybody with Synchrony cards to use them at least once every six months; preferably every four months or so... that seems to minimize the chances of being closed due to non-use. 

 

In the case of the HH Gregg card, I'm sure you could likely reopen it (as a new account) if you have a major purchase coming up.  I've never known Synchrony to "hold a grudge" when they close a card due to non-use.  Smiley Happy

Message 6 of 9
Super Contributor

Re: HH Gregg Closed


@UncleB wrote:

I would never 'waste' money just to keep a card alive, but I have been known to drop by Lowe's for a small token purchase (last time it was $4) just to show some activity.  It's generally not a problem with Belk, since I like to shop there (they have awesome clearance sales - yes, I'm cheap).

 

Of course, Sam's Club MasterCard and Care Credit are both getting plenty of love these days from me... LOL  Smiley Very Happy

 

I would recommend anybody with Synchrony cards to use them at least once every six months; preferably every four months or so... that seems to minimize the chances of being closed due to non-use. 

 

In the case of the HH Gregg card, I'm sure you could likely reopen it (as a new account) if you have a major purchase coming up.  I've never known Synchrony to "hold a grudge" when they close a card due to non-use.  Smiley Happy


Sometimes I stop by Lowe's to buy toilet paper or laundry detergent just to show a lil usage. Smiley LOL Hey it's stuff i would buy anyways. Might as well show Lowe's a lil luv. Don't judge me! LMAO

Message 7 of 9
Super Contributor

Re: HH Gregg Closed

Thats a shame. sometimes a few batteries is worth a whole lot. Sorry op.

Message 8 of 9
Super Contributor

Re: HH Gregg Closed

I had my Synchrony Ashley Furnature card closed for inactivity.  15 months old.  $2k CL lost  From now on, i make sure all Synch cards I have get usage at least once a year

Even sooner for hi level accts like Lowes and Amazon for me

 


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>12/2020 CCT EX 821 TU 826 EQ 840


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- One hundred dollars in rubles
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- Nine packs of chewing gum
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- Three lipsticks
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Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

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Message 9 of 9
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