Hi everyone i call HOOTERS csr yesterday to see if i am qualified for cli after i been with them for almost 6 months ,and based on my payment history& the usage of the card .
So she told me would you like us to check your credit history ? i told her is that going to be soft or hard inq?
She told me is going to be soft .
So i give her permeation to check it,and is going to be soft .
After she put me in hold for a while,she come back and say i am so sorry we can't increased you at this time,but you will get a letter in the mail in the next week to tell you why you were denied . Ok that's fine .
Today i found out thro EXPERIAN that HOOTERS did check my credit history,but not soft in fact it was hard .
I call HOOTERS ,and i was really mad. So i told them that who come your csr told me is going to be soft,and i found out it was hard inq. So after she put me in hold for couple minuts i found out that they did pull 3 inq on me from EXP,EQ,TU . Finally after a long conversation,and argue she put me in hold. When she come back she said her supervisor will call me in the next couple of day . WHAT MY FICO FRIENDS THINK ?
Message Edited by creditdream on
04-24-2008 04:55 PM