HSBC Accounts closing

[Moes]

My statements for both the orchard and sears solutions mastercard cut yesterday. I logged in to view my statements tonight and the home page says "Your account is Closed" on both accounts. Available credit also went to $0.00. Anyone else see this?

[Revelate]

My Orchard card is still open.

Had you used the cards anytime recently?  Worth calling the CS number on the back of the card and asking what's up tomorrow I think.

[Moes]

I use the cards all the time espicially the sears card. It looks like my direct rewards discover from HSBC was also closed. I called customer service and was given a number for accounts review department but they are only open Mon-Fri. Maybe it's time to replace them with capital one cards.

[LS2982]

Did anything change with your CR's???

[calihlove75]

Just checked and my crap Household Bank/Cap One card is still alive with the same $300 crap limit..lol

[calihlove75]

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@LS2982 wrote:

Did anything change with your CR's???

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I have noticed that Capital One has been softening my credit reports (thankfully clean) about twice a month. I wonder if they are 'weeding' out some accounts that they aquired?

[Moes]

It looks like they reported to the bureaus already and account status is still active.

[calihlove75]

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@Moes wrote:

It looks like they reported to the bureaus already and account status is still active.

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Do you think maybe they are issuing new cards and maybe those cards were closed?

[jsucool76]

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@calihlove75 wrote:

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@Moes wrote:

It looks like they reported to the bureaus already and account status is still active.

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Do you think maybe they are issuing new cards and maybe those cards were closed?

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That's what I was thinking. Haven't heard of this happening yet though, and unless something dinged the OPs reports for them to close it, then they don't really have a reason to. 

[jamesdwi]

Perhaps its time to think about AMEX Zync, its a charge card but a foot in the door with AMEX is better than sub-prime credit card. 

with a 640 its in the range that people have been reporting success.  Need to have 6 months experience with one or more cards, and no recent baddies. 

After 6 months to a year you can try for  Chase or possibilty a AMEX revolver if you get near to a  700 EX