@FinStar wrote:Right. (I'm writing this before Aim_High revises their post again) 😜
It all depends on that lender's audit results with the respective regulatory agency. Some lenders already have robust measures in place, but in this dynamic environment where crypto currencies exist, alternative 'payment' tools exist, patterns or methods that circumvent or exploit current controls, etc., even those robust measures need to be updated or revamped in a variety of cases.
Who me? 
Guilty as charged, your honor. Yes, I do frequently re-edit my posts but mostly for typos, word choice, or to add information I realized I failed to include. It's my inner perfectionist. Lol 
But I don't purposefully edit to change my intent. I've also actually just removed a few postings by cutting out all the text and asking mods to remove. I imagine some of my "edit histories" must look pretty wild from a moderator viewpoint!
Good points about the cryptocurrencies and other efforts to thwart normal detection mechanisms banks have used. I think most law-abiding citizens can understand and support that to a point. But still, I can also empathize with how frustrating it must be to have a lender repeatedly target your accounts when you're above board! It would appear they have some work to do on improving the processes.
THANK YOU @Aim_High. It really is a head scratcher as to why so many people are impacted! Again, this is based on the complaints from Trustpilot and CFPB.
I've posted a review on their main public Facebook page. This is not probably going to do any good but what I really what is to bring awareness so that others know what they are signing in for. In terms of the FB comments and engagement, let's just say that I am not surprised. 
Please do not post images containing identifiable information, including pictures and names of various individuals.
There is no consent for it to be used here, and it adds absolutely nothing to this conversation.
Oh heeeeell no! As said earier, you should've ditched HSBC back in August!
I use a tiny CU and I've never been blocked, locked or suspended out of my account in the decade plus I've been with them! They're super easy to work with and they treat me like they want me to keep my money there. Their accounts may be of little thrill, but I know I've got access to what's mine when I need it. Even when my account was new, they never held any payroll checks other than when I used one for my opening deposit. Now they don't hold anything under $5001.00 no matter where it's drawn off of and larger items I can usually get the holds removed early by the branch manager. They batch process mobile check deposits at 8AM and 5PM, which is handy as my employer occasionally botches payroll and/or reimbursements in direct deposit, but will cut a check on the spot to make it right. I can use any CO-OP network ATM or merchant POS for fee free cash away from home.
Smaller banks/CU's seem to work harder to keep your business from my own experiences. If I was to hit a $500M powerball jackpot, of course I'd keep it someplace like Chase or City National (Actually, I'd have it spread over many larger FI's). At my CU, I'd instantly become their largest unsecured depositor and while they'd probably treat me like royalty, it's a risky position to be in.
For my current financial dynamics, my CU is a very good fit.
