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HSBC - Bull or no bull?

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dwhanc00
New Contributor

HSBC - Bull or no bull?

I have a Sears HSBC card with $750 limit - used and paid off with no lates, open since 2008.  I asked for a CLI - they claim they are not giving CLI's for ANY customers at this time.  Anyone else hearing this is that a load of ....

Message 1 of 5
4 REPLIES 4
Creditaddict
Legendary Contributor

Re: HSBC - Bull or no bull?

 


@dwhanc00 wrote:

I have a Sears HSBC card with $750 limit - used and paid off with no lates, open since 2008.  I asked for a CLI - they claim they are not giving CLI's for ANY customers at this time.  Anyone else hearing this is that a load of ....


HSBC is currently not excepting customer initiated CLI... Some people last month were reporting receiving automatic CLI on Orchard Bank cards but Sears and Best Buy MC I have not heard of any.  Just continue to repair your credit and get yourself into prime cards and leave this one in the dirt.

 

Message 2 of 5
dwhanc00
New Contributor

Re: HSBC - Bull or no bull?

Thanks for the response.  My credit has improved to 683 for EQ, 686 TU.  I think what is dinging me is a 3 year old collection that is coming off this month.  Just trying to do some CLI in the meantime.

Message 3 of 5
Changingmantra
Established Contributor

Re: HSBC - Bull or no bull?

 


@dwhanc00 wrote:

I have a Sears HSBC card with $750 limit - used and paid off with no lates, open since 2008.  I asked for a CLI - they claim they are not giving CLI's for ANY customers at this time.  Anyone else hearing this is that a load of ....


I have had two HSBC cards for three years - not one CLI -  I finally started requesting them two years ago - I always get the same response you got.

 

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Message 4 of 5
JaseT
Established Contributor

Re: HSBC - Bull or no bull?

I canceled my HSBC/Household Bank card and couldn't be happier!

 

Low CL + no CLI + high AF = CURB.


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 5 of 5
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