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HSBC CLI soft or hard pull

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oracles
Valued Contributor

HSBC CLI soft or hard pull

Good day everyone,

 

I would like to ask for a cli on my hsbc mastercard but i just wanted to know if they are still doing soft pulls.

 

I wenty on the website and it states they may need to obtain a copy of my credit report to determine.

 

Is that standard and is it still a soft pull or does this mean a hard pull?

 

thanks

Message 1 of 5
4 REPLIES 4
Datx
Valued Contributor

Re: HSBC CLI soft or hard pull

Mine was a soft pull on my HSBC Best Buy MC a few weeks back. I did get that message where they needed to review my CR as well, but did not get a hard for my CLI.

Message 2 of 5
tcbofade
Super Contributor

Re: HSBC CLI soft or hard pull

I've been with HSBC for a little more than five years...every CLI request, they tell you that they're going to run your credit.

 

They have not pulled a hard inquiry yet...but they could.  Smiley Tongue

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 3 of 5
stefanc
Regular Contributor

Re: HSBC CLI soft or hard pull

I asked for a CLI on my HSBC Plat (no annual fee- cash back) about a month ago - it was a hard pull got a 3,000 or so increase though. A few days ago I called in for a CLI on my old Orchard soft pull $200 increase -- YMMV

Message 4 of 5
oracles
Valued Contributor

Re: HSBC CLI soft or hard pull

well i just did it and i got the dreaded 7-10 day msg lol oh well

Message 5 of 5
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