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Congrats hardworker77!
Thanks Todd82.. like I said it's not much. I guess it'll do for now.
I have had orchard and household cards for about 4 yrs now and I asked for CLI maybe twice and never received it. Now my utili is down to 38% I called on Sunday and they increased both cards to $100. I know its not much but my scores are not that great so i took what they gave. Now I can't wait to pay down both cards to zero in about 2wks
as an FYI, I see that the inquiry doesn't publish to CR.
They increaesd my limit by $100 with a util of 9%
@Meddle wrote:as an FYI, I see that the inquiry doesn't publish to CR.
They increaesd my limit by $100 with a util of 9%
yeah I was wondering why I have not got an alert from myfico about the inquiry which I did more than 5 days ago. Usually my alerts are send within a day or two
@Anonymous wrote:
I just checked mOrchard Card account to see if I can request a CL online and got the same message, to call in. My Orchard Bank Credit Card was opened in 2008 with a credit limit of $300 and they never once game a credit increase. I have never made a late payment, have paid more then minimums, and current balance due is $0. I may call in later to request one; will let you know how it goes!
So I finally called and was approved for a $100 increase! After opening this account in the summer of 2008 with a starting credit limit of $300 and never made a single late payment I was denied a CLI in 2009 and 2010. So I was thrilled this was approved!
FYI my current balance due is $0. They said they would pull a credit report and I asked, they said it would be a soft pull. They asked for my income and when I asked gross or net, he said net. I doubled checked and asked before or after taxes and he said just give me the before taxes.
Congrats Stone! I guess HSBC is finally trusting us... ha!
Congrats to those that got the CLIs. I requested one but was denied, account too new. No INQ is what the CSR told me.
@-Cain- wrote:Congrats to those that got the CLIs. I requested one but was denied, account too new. No INQ is what the CSR told me.
Whew, good to know.