HSBC Products

[Breakthecycle2]

How long do you have to wait in between apps for HSBC? I applied and got an Orchard card about two years ago and received a BB card last December.

[Creditaddict]

Store branded cards like Saks, Neiman Marcus, and Best Buy Store Card do not require time between apps.

But Household Bank MC and Orchard and Best Buy MC I believe need 30 days between apps. Possibly might even be 60 days.

[Breakthecycle2]

Thanks. I am debating app'ing for BB Rewards Zone MC.

[hedgeclipper2]

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion

[Breakthecycle2]

Also, I thought I heard it's about an 18 month period in between MC's?

[Breakthecycle2]

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@jthedges wrote:

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion

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You think? Any ideas?

[hedgeclipper2]

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@Breakthecycle2 wrote:

Also, I thought I heard it's about an 18 month period in between MC's?

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Not true.  I had an HSBC 2% opened in October '09, then got a BBRZ Mastercard in July of '10, and most recently the Best Buy Store Card this month.

[hedgeclipper2]

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@Breakthecycle2 wrote:

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@jthedges wrote:

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion

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You think? Any ideas?

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Have you ever burned Barclays in the past?  They offer reasonable limits and cards to people with mid to high 600's.  I have a 690 and just got the Travelocity Amex with a $4,500 limit.  That would be an impossible limit for HSBC with those scores.

[Breakthecycle2]

Never apped for Barclays. That's interesting. Do you know who they pull?

My scores are bit a lower for a few newer accounts the past 6 months.

[Creditaddict]

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@jthedges wrote:

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@Breakthecycle2 wrote:

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@jthedges wrote:

With your scores I wouldn't.  You could get such a better limit elsewhere.  Just my opinion

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You think? Any ideas?

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Have you ever burned Barclays in the past?  They offer reasonable limits and cards to people with mid to high 600's.  I have a 690 and just got the Travelocity Amex with a $4,500 limit.  That would be an impossible limit for HSBC with those scores.

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I agree, Barclays, Macy's Amex, Capital one would be my choices before a 3rd HSBC product. or Sams Discover.  it's not 100% that you would get the Macy's Amex or the Sams Discover but probably a decent chance.