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HSN Credit Card

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Cory88
Frequent Contributor

HSN Credit Card

I got today in the post an offer for an HSN credit card saying that I was pre approved for the card it did not have any offer ID on it. It's with SYNCB. Is taking that offer a HP or a SP. I'm thinking it will be a HP.

Message 1 of 6
5 REPLIES 5
rostrow416
Established Contributor

Re: HSN Credit Card

Yes, it's a hard pull.  I don't think Synchrony has any soft pulls for account openings.  I just recently closed my HSN card.

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Message 2 of 6
M_Smart007
Legendary Contributor

Re: HSN Credit Card

I have never read/heard of a Synchrony SP approvalSmiley Tongue

Message 3 of 6
MommyNeedsABreak1
Established Member

Re: HSN Credit Card

I recived a pre approval from HSN (Synchrony) today as well. Haven't decided if I want to go for it or not tho. Interesting that it's through Synch. I don't have any cards with them yet. Keep us updated if you go for it! Best wishes 

Message 4 of 6
Loquat
Moderator Emeritus

Re: HSN Credit Card

HSN will be a hard pull, typically TU but Synchrony has been known to pull others.
Message 5 of 6
Meanmchine
Super Contributor

Re: HSN Credit Card

Ive had my HSN card for years ( Comenity and now Synch ). For the one HP, youll get tons of 0% financing offers with extended months that non-card members do not get.  Well worth the trade

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>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 6 of 6
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