HUGE Drop in Credit Score! What Happened!??

Anonymous · ‎02-03-2013

Same thing just happend to me. Please let me know what caused yours as I'm not sure what made mine go down. The only thing I can think of is if 2 accounts that were in positive standing fell off - they did on my tu. My score drop was 47 points and I have no baddies. Just and pools repo about to fall in June

bettercreditguy1 · ‎02-04-2013

Experian

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience

js0319 · ‎02-04-2013

The algorithms used to calculate FAKO's are different from those within the FICO scoring model. Some of the things that can make your score go up in FICO can make your score drop with the FAKO's. Credit Sesame, Credit Karma, and just about any other monitoring are only good fo tracking the information that lies within the credit report for that specific company - ie. Credit Sesame for Experian. Don't pay any attention to the FAKO's - which, I know, can sometimes be hard to do.

AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)

Re: HUGE Drop in Credit Score! What Happened!??

Re: HUGE Drop in Credit Score! What Happened!??

Re: HUGE Drop in Credit Score! What Happened!??