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Hard Pull for Navy Federal Credit Limit Increase?

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jmc912
Valued Member

Re: Hard Pull for Navy Federal Credit Limit Increase?

Okay just pulled the trigger again... I tried for 20 but they countered for 17 instant... I'm cool with that!! Another 10k in credit in an hour...

 

I love NFCU!!! 

Message 11 of 45
Rhaeny
Valued Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?


@jmc912 wrote:

Okay just pulled the trigger again... I tried for 20 but they countered for 17 instant... I'm cool with that!! Another 10k in credit in an hour...

 

I love NFCU!!! 


I tell ya, isn't that awesome?  You did great.  Congrats!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 12 of 45
dodfire
Valued Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?

HAHA Smiley Happy Here we go again!!!!

*8/10/13
Message 13 of 45
Rhaeny
Valued Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?

Okay I'm done! I just went in and upped it to $20K.  I can't read anymore of these types of threads.  I must be done now...LOL!!!

 

But at least I get to stay in the garden!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 14 of 45
Rhaeny
Valued Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?


@dodfire wrote:

HAHA Smiley Happy Here we go again!!!!


I know right?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 15 of 45
mr_postman
Regular Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?

man you guys just made me push the button again Smiley Surprised just got 5K 

Flagship siggy 22K

nrewards 20K

cash reards siggy 20K

navcheck 15K

personal loan 26K balance 11K

Message 16 of 45
Rhaeny
Valued Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?


@mr_postman wrote:

man you guys just made me push the button again Smiley Surprised just got 5K 

Flagship siggy 22K

nrewards 20K

cash reards siggy 20K

navcheck 15K

personal loan 26K balance 11K


It is sooooo addictive!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 17 of 45
Creditcurious74
Frequent Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?

I did this for my wife nRewards CC yesterday and it gave me the 3-5 days message, they called my wife this morning asking for 2 recent paystubs but no changes yet so I this moment it was a HP and I see a denial Smiley Sad My wife just applied in March of this year.

Message 18 of 45
Creditaddict
Legendary Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?

I just don't understand why banks dont just start letting customers choose HP OR SP and take or leave what they are willing to do... and really actually I don't understand why banks need a HP at all after approval!! and finally before I get off the Soap Box, if HP's are needed they need to be removed from ANY equation of credit worthyness and score module!

 

Now, you all just wait until my partners 3x Amex CLI, then Navy Credit Cards are on like Donkey Kong!

Message 19 of 45
CashOnDelivery
Established Contributor

Re: Hard Pull for Navy Federal Credit Limit Increase?

Based what I've been reading lately, the earliest age of account was 4 months for CLI. I'm not sure if anybody has had sucess fewer than 4 months.


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Message 20 of 45
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