Hard Pull on Authorized Account User

bohemian07 · ‎04-04-2013

Hi, I am an authorized user on my wife's PNC Bank CC. We are wondering, if she requests a cli and they do a hard pull on it, will it show on my report? She originally opened the account and later added me. Just wondering.

Also, is there a Backdoor number for PNC?

newportguy · ‎04-04-2013

@bohemian07 wrote:
Hi, I am an authorized user on my wife's PNC Bank CC. We are wondering, if she requests a cli and they do a hard pull on it, will it show on my report? She originally opened the account and later added me. Just wondering.

Also, is there a Backdoor number for PNC?

To my knowledge it will only show the HP on your wife's report not yours!!

Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****

LS2982 · ‎04-04-2013

@newportguy wrote:
@bohemian07 wrote:
Hi, I am an authorized user on my wife's PNC Bank CC. We are wondering, if she requests a cli and they do a hard pull on it, will it show on my report? She originally opened the account and later added me. Just wondering.

Also, is there a Backdoor number for PNC?
To my knowledge it will only show the HP on your wife's report not yours!!

This is correct.

EQ FICO 548 3/3/16

09Lexie · ‎04-04-2013

+1

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navigatethis12 · ‎04-04-2013

18007620974 is directly to their underwriting, though I believe there is still a prompt. Would you mind reporting back if your wife goes through with the increase? I was going to request one and wasn't sure how they go about it and what kind of increases they give.

bohemian07 · ‎04-05-2013

@navigatethis12 wrote:
18007620974 is directly to their underwriting, though I believe there is still a prompt. Would you mind reporting back if your wife goes through with the increase? I was going to request one and wasn't sure how they go about it and what kind of increases they give.

I will call/report either tonight or tomorrow. After looking carefully at our account we got an automatic CLI of $1K back in 2011 but nothing since... so we will ask for one. Will report answer.

navigatethis12 · ‎04-05-2013

@bohemian07 wrote:

I will call/report either tonight or tomorrow. After looking carefully at our account we got an automatic CLI of $1K back in 2011 but nothing since... so we will ask for one. Will report answer.

I have had the card at 5200 since January of last year and no increase. I was using all of and even going over the limit every month last year and still no increase. I figured they didn't give automated ones but you prove otherwise.