Hard time closing high limit cards?

[Broke_Triathlete]

Hey everyone! I’ve come a long way since my 393 CS after my DC BK in 3/13. I’m to the point now that I have obtained my card I’ve wanted (AMEX Plat) and basically want to trim some of the fat elsewhere.

The problem is they are all higher limit cards that I’ve spent a lot of time growing so it’s bittersweet. They all are no AF cards but I’m to the point to where I don’t even want to be responsible for them as I’m going to make the plat my daily driver.

I thought I’ll keep one card from every issuer. Thoughts?

[K-in-Boston]

Congratulations on your "comeback."  If you're planning to use Platinum as your daily driver, then it sounds like you want to concentrate on earning Membership Rewards points.  The only advice that I'd offer is that if you have other MR-earning cards, they'll likely earn rewards much faster outside of airline and Amex Travel purchases than Platinum will.  If you don't have any of those, I'd certainly take a look into the current Amex roster of MR-earning credit and business credit cards, as well as the Premier Rewards Gold and business charge cards to see what fits your spend best and will help you rack up the rewards.

[Broke_Triathlete]

Hey K. I was also recently approved for the blue business so I’ll be earning tons of rewards from that.

I have a BCE with a $20K limit so was thinking getting the everyday and merging lines there.

[Viva-LV]

Quite a fine example for all: your diligence for 5 years building up your profile.  Question: with your cl's around 100k, why would you close some accounts?  The Plat is a fine card, but no harm in keeping a few on the bench.  Curious...

[Broke_Triathlete]

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@Viva-LV wrote:

Quite a fine example for all: your diligence for 5 years building up your profile.  Question: with your cl's around 100k, why would you close some accounts?  The Plat is a fine card, but no harm in keeping a few on the bench.  Curious...

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I have no idea honestly. I guess it goes back to my OP about keeping track of sock drawered cards. I haven't used my disco or QS in 6 months or so. 

[Broke_Triathlete]

...also thank you for the kind words. What makes it even sweeter is my father cause my BK as I was away at college and he opened up 100K in credit in my name. 

[SweetCreditObsession]

Just keep them all that cost nothing to retain.

[althes]

Buy a pencil every 6 months with each of them.

[BarryNTexas]

• It doesn't hurt to keep them.  
• Lock them up in safe if need be and not worry. 
• If creditor closes due to lack of activity... screw them.  They saved you the trouble of closing them.

You've got the financial discipline so just keep them handy for an emergency.  Congrats and Best of luck!