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Has BoA CB Rewards ever changed offered categories?

Anonymous
Not applicable

Has BoA CB Rewards ever changed offered categories?

I was looking into this card a couple of years back and then not again until recently and thought perhaps the 3% categories have changed.  Have any been added or removed?  For some reason I thought that utilities was a possible category, but that doesn't seem to be the case. 

Message 1 of 18
17 REPLIES 17
AndySoCal
Valued Contributor

Re: Has BoA CB Rewards ever changed offered categories?

This link may help

 

https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices... 

 

 

FICO 8 EX 812 TU 803 EF 821
Discover IT Opened 9/1990 CL 19,000, JC Penney Opened 10/2008 CL 4700, US Bank Cash Plus Opened 8/2010 CL 12000, Citibank Double Cash Opened 5/2015 CL 11,100, Chase Freedom Flex Opened 09/2020 CL 10,500
Message 2 of 18
wasCB14
Super Contributor

Re: Has BoA CB Rewards ever changed offered categories?


@Anonymous wrote:

I was looking into this card a couple of years back and then not again until recently and thought perhaps the 3% categories have changed.  Have any been added or removed?  For some reason I thought that utilities was a possible category, but that doesn't seem to be the case. 


It used to be 3% (or more with status) on gas. The ability to choose has only been around for about two years.

 

2%+ at supermarkets, not including warehouse clubs.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 3 of 18
issac2x
Frequent Contributor

Re: Has BoA CB Rewards ever changed offered categories?

It's still gas, online shopping, drug stores, home improvement & furnishings, dining, and travel for 3%.


Message 4 of 18
M_Smart007
Epic Contributor

Re: Has BoA CB Rewards ever changed offered categories?

I have had the card a while (Date opened May 02, 2018) , I don't ever remember seeing utilities?

In fact, I have never noticed any change in Cat's.

 

I just use the US Bank Cash+ for UT's

 

 

U.S. Bank Cash+ is a card that lets you choose two categories to earn 5% in. You can change your categories every quarter and you’re restricted to earning 5% on the first $2,000 in combined spend on both categories (e.g maximum of $100 cash back), the card then reverts to earning 1% cash back on those categories. Starting April 1st, 2018 home utilities will replace bookstores as a 5% category. Home utilities includes:

 

  • electric, gas and waste management companies

https://www.doctorofcredit.com/u-s-bank-cash-home-utilities-replace-bookstores-5-category-april-1st-...

Message 5 of 18
shadanat
Regular Contributor

Re: Has BoA CB Rewards ever changed offered categories?


@wasCB14 wrote:

@Anonymous wrote:

I was looking into this card a couple of years back and then not again until recently and thought perhaps the 3% categories have changed.  Have any been added or removed?  For some reason I thought that utilities was a possible category, but that doesn't seem to be the case. 


It used to be 3% (or more with status) on gas. The ability to choose has only been around for about two years.

 

2%+ at supermarkets, not including warehouse clubs.


I can now be used at warehouse clubs for 2%. I just got the card last week.

Message 6 of 18
FinStar
Moderator

Re: Has BoA CB Rewards ever changed offered categories?


@Anonymous wrote:

I was looking into this card a couple of years back and then not again until recently and thought perhaps the 3% categories have changed.  Have any been added or removed?  For some reason I thought that utilities was a possible category, but that doesn't seem to be the case. 


Utilities were never a category for this card under the current rewards structure.

Message 7 of 18
wasCB14
Super Contributor

Re: Has BoA CB Rewards ever changed offered categories?


@shadanat wrote:

@wasCB14 wrote:

@Anonymous wrote:

I was looking into this card a couple of years back and then not again until recently and thought perhaps the 3% categories have changed.  Have any been added or removed?  For some reason I thought that utilities was a possible category, but that doesn't seem to be the case. 


It used to be 3% (or more with status) on gas. The ability to choose has only been around for about two years.

 

2%+ at supermarkets, not including warehouse clubs.


I can now be used at warehouse clubs for 2%. I just got the card last week.


Now, yes. I was talking about the old structure. I could have been clearer.

 

To avoid any confusion...

Old structure (before early 2019): 3% on gas, 2% at supermarkets

New structure (since early 2019): 3% on chosen category, 2% at supermarkets and wholesale clubs

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 8 of 18
ccquest
Established Contributor

Re: Has BoA CB Rewards ever changed offered categories?

Can confirm what @wasCB14 said. Had mine since 2013.
as of 9/3/21
Current Cards:
Message 9 of 18
Anonymous
Not applicable

Re: Has BoA CB Rewards ever changed offered categories?


@M_Smart007 wrote:

 

I just use the US Bank Cash+ for UT's

 


Maybe I had the BoA card confused with this one.  There was something that I was considering for utilities at one point.  The BoA card doesn't really appeal to me with the 3% categories offered, as I've got them covered across other cards already.  Thanks for the good info!

Message 10 of 18
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