No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Yes, I got a straight up "no".
>>>>> Short history
Called back a few months later and all requests were approved. I asked for an increase to $5k from $1,500 and a PC to green cash visa sig, otherwise I would close the account.
YOUR GRANDMA IS ON THE PHONE?
Just kidding. I don't remember hearing of a hard "no" from the EO, but maybe I just haven't read enough. I recently got a temporary reduction of my APR, but I asked to hold off on a CLI until my balances had updated. So, I'm talking to them again tomorrow to ask for an account review. Anyway, I don't remember any "no"s in the stories I've read, but I do recall modest progress.
No baddies
Short history, high INQs, many new accounts.
My score probably went down from the time they declined to the time they approved. They just wanted to see more history. Or I just got the wrong rep the first time.
I think the account may have been less than a year old during the first request, but it may have just hit the 1 year mark when they approved the CLI.
The high INQs could be a minor problem, but I think they will be okay since you have the long history.
OT: my scores have just been plummeting since I found this forum. It makes it hard to stop apping. You having the same problem...10 INQs in 6 months!
What is SFCU?
Too many possibilities..haha
Stanford FCU
Spokane FCU
Sidney FCU
Sno falls CU
Southern FCU
Sunlight FCU
ECT...