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Have you had a recent Discover CLI?

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Swatch
Frequent Contributor

Have you had a recent Discover CLI?

I was wondering if Discover is still giving CLIs because many banks are reducing limits and so on?

 

I could go out of my way to pay Discover more now, in hopes of a CLI soon, or I could do something else with the money for now.

I do AZEO.
Message 1 of 47
46 REPLIES 46
Anonymous
Not applicable

Re: Have you had a recent Discover CLI?


@Swatch wrote:

... many banks are reducing limits ...


I hadn't heard -- do tell more. 

Message 2 of 47
macinjosh
Senior Contributor

Re: Have you had a recent Discover CLI?

On my 1st Discover, last CLI was December 2019, on my 2nd Discover, last CLI was September 2019. Once I pay the 2nd one down or off, I expect I'll get a CLI again.


Samsung Financing TD Bank $3,200


Message 3 of 47
Namaste7
Established Contributor

Re: Have you had a recent Discover CLI?

Yes. Two in the last 6 months with moderate usage in Q4 2019 and heavy usage Q1 2020. Unless I'm on a 0% promotion, the statement balance is PIF.

~~MMXX~~
2025 Goal$
2024 Goal$
2023 Goal$
FICOs 780+
Message 4 of 47
AverageJoesCredit
Legendary Contributor

Re: Have you had a recent Discover CLI?

Paying Discover or making payments does not correlate to getting a cli, imo, Disco gives cli on their terms not oursSmiley Wink

Message 5 of 47
justjac2
Regular Contributor

Re: Have you had a recent Discover CLI?


@Swatch wrote:

I was wondering if Discover is still giving CLIs because many banks are reducing limits and so on?


Jan 2020 via Luv button (so shocked that I forgot to DD). Of course, that was before the current environment 

Discover it - $4800 to $5300

Discover Miles - $5k to $8K

 


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 6 of 47
calyx
Super Contributor

Re: Have you had a recent Discover CLI?

I haven't had one since July 2019.  I try every month around the 8th-13th.   We'll see about this month.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 7 of 47
Nomad3
Frequent Contributor

Re: Have you had a recent Discover CLI?

Disco gave me an auto bump a couple weeks ago, maybe they know I'm essential? Lol

Message 8 of 47
Anonymous
Not applicable

Re: Have you had a recent Discover CLI?

Haven't had one since 2/2019. 

Message 9 of 47
Cred4All
Valued Contributor

Re: Have you had a recent Discover CLI?

I had a mini CLI from Discover last month for about $1200 if I recall correctly.


Message 10 of 47
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