Have you seen a 2021 Navy BT offer yet?

AverageJoesCredit · ‎01-05-2021

@tussking wrote:
My suggestion is we are a vocal group here @Anonymous. We should all send a message to NFCU requesting 1.99 BT offer. If they get a strong enough response it may sway the decision.

Never hurts to try. But i suggest a 1.66 offer as 1.99 is so 1999

coldfusion · ‎01-05-2021

@AverageJoesCredit wrote:
@tussking wrote:
My suggestion is we are a vocal group here @Anonymous. We should all send a message to NFCU requesting 1.99 BT offer. If they get a strong enough response it may sway the decision.
Never hurts to try. But i suggest a 1.66 offer as 1.99 is so 1999

That sounds like something that Fifth Third should offer.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Anonymous · ‎01-05-2021

Not sure if I'm posting in the right place, but has anyone received an NFCU BT offer so far? Usually get an email around the first of the new year, but nada so far (last year it was on Jan. 4). I hope COVID isn't going to stop the offer this year.

thornback · ‎01-05-2021

Your post will likely soon be merged (by a mod) with the thread started this morning:

https://ficoforums.myfico.com/t5/Credit-Cards/Have-you-seen-a-2021-Navy-BT-offer-yet/m-p/6221800#M17...

So far, bt offers appear to be targeted. There's conflicting info from CSRs, but a possibility member-wide 1.99% bts will be offered in Feb.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎01-05-2021

Kind of disappointing that the offer isn't for everyone. I would bet that the rep saying that everyone will get 1.99% in February is in fact incorrect as reps so often are. I guess NFCU is concerned about being left holding the bag on a bunch of Chapter 7s.

thornback · ‎01-05-2021

@Anonymous wrote:
Kind of disappointing that the offer isn't for everyone. I would bet that the rep saying that everyone will get 1.99% in February is in fact incorrect as reps so often are. I guess NFCU is concerned about being left holding the bag on a bunch of Chapter 7s.

Sucks but you can't blame them really when looking from their perspective.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎01-05-2021

@thornback wrote:
@Anonymous wrote:
Kind of disappointing that the offer isn't for everyone. I would bet that the rep saying that everyone will get 1.99% in February is in fact incorrect as reps so often are. I guess NFCU is concerned about being left holding the bag on a bunch of Chapter 7s.
Sucks but you can't blame them really when looking from their perspective.

No I actually respect them for looking at the numbers and the state of the economy and making that decision. It worries me that CUs like DCU are still doing them for every cardholder despite what has transpired this last year.

blindambition · ‎01-05-2021

No offer from Navy on either card. Didn't need anyways. Took advantage of DCU offer. Just to see if they will show love in 2021.

The state of everything, not surprised by targeted offer. Glad I tightened spending last year.

cashorcharge · ‎01-05-2021

@blindambition wrote:
No offer from Navy on either card. Didn't need anyways.

Ditto....I haven't seen anything yet. We'll keep watching...My FS will hit 91 days later this month so perhaps a reason I haven't seen it yet...they mysteriously know I'm doing the countdown to later this month to hit them up for MORE!

SlideOrInsert · ‎01-05-2021

January 2020, I bt 20K at 0% to nfcu and have not paid a penny in interest or fees. I was hoping to be offered at least 1.99% this year so they can make some money off me.

it will be unfortunate (for nfcu?) if they to do not offer a promo this year. I have 8K left with nfcu, but offers from bofa (0%/Apr 2022) and citi (0.99%/May 2022) who will instead be making some money (3% fee ea) off of me instead.

its almost like bofa/citi know my promo with nfcu is going to end.