Having the urge to app

2FixMyCredit · ‎06-28-2013

I have really been wanting to app! I think I need an intervention haha. I know I shouldn't but GAH its hard not to

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

hutchj · ‎06-28-2013

@2FixMyCredit wrote:
I have really been wanting to app! I think I need an intervention haha. I know I shouldn't but GAH its hard not to

Go to the Garden. myjourney and 09Lexie will help you stay on course.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015

red259 · ‎06-28-2013

@2FixMyCredit wrote:
I have really been wanting to app! I think I need an intervention haha. I know I shouldn't but GAH its hard not to

Don't do it. You will hurt your score and probably will not get the results you will get if you can hold out!

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

armbenderc · ‎06-28-2013

@2FixMyCredit wrote:
I have really been wanting to app! I think I need an intervention haha. I know I shouldn't but GAH its hard not to

I'm in same boat as you. I opened 5 accts this year.. my aaoa drops below 3.0 years.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

09Lexie · ‎06-28-2013

What?! Do I need to dispatch the ERT!?

Closing Credit Cards

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JonStur · ‎06-28-2013

There is a moat around the garden filled with gators.... So just sit back relax and enjoy the breeze....

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

2FixMyCredit · ‎06-28-2013

Hehe! Oh you fellow fico'rs make my day!

Well I don't think I'll be apping anytime soon My score dropped 33 points today from a collection that a company failed to validate but still reported

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

09Lexie · ‎06-28-2013

That's one way to stay in the garden.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

myjourney · ‎06-28-2013

Glad your still with us..

while your gardening work on the baddie

You know we support you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?