If I get a additional credit card and have good payment for six months my chances would increase? In your opinion, what would be the percentage?
I think I will try doing a pre-paid amex in hopes it will get me in the door. I really don't want another credit card espcially a capital one but that be my only option if amex pre-paid doesn't work out.
I had a AMEX in the past and loved it. Their rewards programs are good and they have good customer service. It doesn't have to be a Amex but I would love a prime card and since I have had one in the past I would like have one now,
I would apply for it now just to see my denial reason but I wanted to wait until my tax lien falls off within the next month... Any thoughts?
I haven't recieved the reasons yet. But, my score was 659. I do have lots of inquiries due to recent auto loan and app spree.
I was declined for an Amex charge card back in late 2010. I had a 695 EQ FICO. 1.5 years perfect history with two cards but some older CAs and paid lien.