I didnt mean to go off topic. 
Just give an idea that I felt is better than a 3-5% CB Card. Passed $20+ saved in less than a month minus the 9.99 monthly fee. Still $10 in my pocket. Back to our regulary scheduled Gas CB cards.....
@FireMedic1 wrote:I didnt mean to go off topic.
Just give an idea that I felt is better than a 3-5% CB Card. Passed $20+ saved in less than a month minus the 9.99 monthly fee. Still $10 in my pocket. Back to our regulary scheduled Gas CB cards.....
So obviously it all depends on how much you fill up and what the price per gallon in your area is. But, for me, it's petty fair to say three 14-gal fills at $5/gal per month. So, with my 5% CB credit card(s), that's: .05 x 3 x14 x $5 = $10.50/mo CB. I'm not convinced that GasBuddy would save me that much more. But it might! I don't know.
5% on $5/gal is 25c per gal. That seems to be about the best one could do, no?
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@core wrote:
@Bradac56 wrote:
Anyone saying it's "just a SSN or routing/acct # it's no big deal it's already out there" has very little practicle knowleage about how they work or can be used against you.
If banks need are so secretive with this number, then Capital One just made a major blunder by freely mailing me their own account number when I asked for a cashback redemption check. Perhaps I can now turn to a life of crime armed with this secret information?
Now I'm wondering what Pedro the lawn guy does with my account number after I give it to him every week. Heck , I don't even know if that's his real name. But I'm sure they check for IDs at the check cashing place with bars on the windows that he uses in the bad part of town.
Worse yet, I just remembered that USAA makes me write my OWN account number on checks I deposit... on the back along with the endorsement. So whoever paid me now has my account number when they get the cancelled check back. I think we're all doomed.
I get that your trying to be facetious but it's not realy a joking topic. Less so if it's just to confuse the topic.
You need both the rout and the acct to make a transaction. By design the bank rout is public knowledge else ACH would not work. The acct is the private key but it takes both to credit or debit a customers account.
1.) Cap1 sent you your own private information per your request and is not public information. That your receiving it in paper mail form in 2022 is a different issue.
2.) Lets not pretent to be blasé over a paper check. The reason they are being phased out is the extreame ease of bank fraud they containe. We (wife & I) have not used a check in over 15 years for that reason alone.
@ptatohed wrote:
@FireMedic1 wrote:I didnt mean to go off topic.
Just give an idea that I felt is better than a 3-5% CB Card. Passed $20+ saved in less than a month minus the 9.99 monthly fee. Still $10 in my pocket. Back to our regulary scheduled Gas CB cards.....
So obviously it all depends on how much you fill up and what the price per gallon in your area is. But, for me, it's petty fair to say three 14-gal fills at $5/gal per month. So, with my 5% CB credit card(s), that's: .05 x 3 x14 x $5 = $10.50/mo CB. I'm not convinced that GasBuddy would save me that much more. But it might! I don't know.
5% on $5/gal is 25c per gal. That seems to be about the best one could do, no?
Since were on a gas card topic and not banking transactions and security. Here's what I came up with. Using a 3% Gas CB avg card. I only have Disco at 5% when it hits:
1 month:
4.00 a gallon x15gal=$60 after 8 fill ups $480
Gas Buddy Minus 0.27 a gallon is $3.73 a gallon x15 gallons=$55.95 after 8 fill ups $447.60. Total saved $32.40
Saved $4.05 ea fill up x 8 fill ups=$32.40 minus the $9.99 for the preminum discount= $22.41 or a 3% CB at $14.40 (3% of $480)
$8.01 profit after all the mess above.
Times 12 months=$96.12 saved.
@AwsiDooger wrote:This is a good one. Chase Amazon is offering 10% back on gas from October 1 through the end of the year, to anyone who gets the good news after filling out the particulars at this link:
https://www.chase.com/mybonus/ggaamazon1
Dude, that is wowsers! How did you find that? That deserves its own thread.
I plugged in my last 4, my last name, and my zip - and presto. Thanks man!
The only problem is I never use the physical card, I use it only as linked to my Amazon online order account. Now I have to find where I put the physical card(s), lol
"Resurrecting this gas thread because it has good data points. Some of the cards suggested in this thread have gone away or the bonus point/cash categories have changed."
I have been using the SUB on my CFF on 5% gas, but it is about to end on Feb 13th. So, I am looking at 2 cards specifically the Citi CC or the AMEX BCED. My wild card is the Abound CC Platinum Card (I do live in KY). I was clued in to another card with a good gas bonus AAA Travel Advantage Visa (I used a central KY zip code to get to this page) https://cluballiance.aaa.com/money/bread-financial . It looks like up to $350 points per year so $7k spend. I will only use this card for gas. I may just get the AAA Travel card
