Help getting a Credit Card for family member

[MagicShot]

I was wondering if or what credit card or store card could my sister have the best chances of getting to help reestablish credit?

Here is here Credit Picture:

TU FICO: 587

Student loan:

Opened: 9/2001

Closed: 10/2006

90 Day: 8/06

120 Day: 9/06

Paid in Full: 10/06

-------------------------------

Target Card:

Opened: 2/03

Closed: 12/05

Paid off: 1/07

Note: Closed by Creditor

-------------

Collection for Video Store:

Opened: 10/08

Disputing as fraudulant charges becuase not her's.

She would like to get a target card again but dont know her chances of that.

Any advice would be appreciated.

[Wolf3]

I suggest getting a secured card first and after it reports for 6 months, try for a store card.    Capital One is a good choice for secured card or a Credit Union. 

[MagicShot]

I told her that but should would prefer a non secured card.

[MagicShot]

Does anyone think she might have a chance of a Target red Card again? or any other store card with these issues?

[JayRizzo]

What happened to the first Target account?  All I see is "Closed by creditor" which is usually a bad sign which makes the chances of going back pretty grim.

Here's some scores of approvals and denials of others to get a better idea:  http://www.financeglobe.com/Finance/index.php?p=getcardstatussingle&ordercolumn=approvaldate&rowstar...

As the other poster suggested, secured may be the only way at the moment.  Those with <600 can't be too picky.

[boogiesaveslives]

That site is great!  Thanks JayRizzo!

[JayRizzo]

Yes, it's a very cool site where other members submit their approvals/denials and scores from FICO and Experian's Vantage to build a pretty good list to give you an idea whether or not you have a chance.  They even submit their own comments.  I went through the entire site when I was a builder to pick and choose my particular cards, so it saved me from doing an app spree.  I got what I needed and got out. 

Singing: You got to know when to hold 'em,  know when to fold 'em,  know when to waaaaalk away, know when to run... you've got to count your money credit cards...  

[MagicShot]

Thanks for all the info! that site is pretty cool btw!

Yeah, It looks like a secured card is the best way for her to go at the moment to build up some history.