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Help on second card 19 years old

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chwebb1
Established Contributor

Re: Help on second card 19 years old


@Lebronjames20 wrote:

havent consindered it. until now. Who do you think will accept me. as of right now.


I'd say you have a very good chance with either Barclays (I don't know about their higher end ones like the Ring, Arrival or Sallie Mae, but you might have a chance for these with a year of credit history) or CapitalOne (not one of the fee-crazy cards, although likely not one of the super high end ones either).

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 21 of 26
Carrie_in_Pa
Established Member

Re: Help on second card 19 years old


@chwebb1 wrote:

@Lebronjames20 wrote:

havent consindered it. until now. Who do you think will accept me. as of right now.


I'd say you have a very good chance with either Barclays (I don't know about their higher end ones like the Ring, Arrival or Sallie Mae, but you might have a chance for these with a year of credit history) or CapitalOne (not one of the fee-crazy cards, although likely not one of the super high end ones either).


+1

 

I agree with chwebb1, you probably have a great chance with a Barclay card. I just got one recently with a lower score than you and a couple of derogs on my report.

 

I would go for the Barclay and let it age a bit before you apply for something bigger.


Starting Score: 382 - 418 (2005) -- Current Score: 628 (TU08) -- 661 (Beacon 5.0) -- Goal Score: 750+
Into the Garden 6-15-2014 -- Digging in the dirt until 6-2015
Message 22 of 26
Lebronjames20
Established Member

Re: Help on second card 19 years old

barclay rewards is the one your talking about right?

Message 23 of 26
chwebb1
Established Contributor

Re: Help on second card 19 years old


@Lebronjames20 wrote:

barclay rewards is the one your talking about right?


That's the one I'd try for now if I were you.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 24 of 26
Carrie_in_Pa
Established Member

Re: Help on second card 19 years old


@chwebb1 wrote:

@Lebronjames20 wrote:

barclay rewards is the one your talking about right?


That's the one I'd try for now if I were you.


+1

 

You are faster than i am chwebb1.


Starting Score: 382 - 418 (2005) -- Current Score: 628 (TU08) -- 661 (Beacon 5.0) -- Goal Score: 750+
Into the Garden 6-15-2014 -- Digging in the dirt until 6-2015
Message 25 of 26
09Lexie
Moderator Emerita

Re: Help on second card 19 years old

Message 26 of 26
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