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Helpful Information - CLI

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Valued Member

Helpful Information - CLI

Ive been trolling these forums since last year and these threads have helped me thru the mortgage process, credit score improvement, and information on which credit cards to apply for.   I am obviously very appreciative to the individuals who regularly contribute with his/her insights.   One thing that would be helpful is a reference similiar to the backdoor numbers thread that has information on which companies/cards conduct a hardpull or softpull when requesting a credit limit increase.

 

One can certainly search for this information but if was in one spot, that would be helpful.   If I missed it, I apologize in advance..

WF Platinum (3K), CapOne Platinum (5K), Discover IT (1K)
Message 1 of 5
4 REPLIES
Moderator Emerita

Re: Helpful Information - CLI

HP's and/or SP's are a YMMV. Some receive SP's with Discover, while others have not. Unfortunately, it would be almost impossible to be that definitive.
Message 2 of 5
Senior Contributor

Re: Helpful Information - CLI


Larkfield wrote:

 

One can certainly search for this information but if was in one spot, that would be helpful.


It would always be helpful for others to research and compile info versus doing it yourself.  I'd just recommend generally assuming that it will be HP if you inititate the request.  The list of ones that SP is likely to be shorter.

Message 3 of 5
Valued Member

Re: Helpful Information - CLI

Appreciate the feedback.  Thanks.

WF Platinum (3K), CapOne Platinum (5K), Discover IT (1K)
Message 4 of 5
Senior Contributor

Re: Helpful Information - CLI

Try this post:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Check-to-see-if-a-card-pull-Hard-or-Soft-when-requestin...

 





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Message 5 of 5