No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I'm figuring out long term plans for AF cards from various banks and I got sucked into a rabbit hole of "hidden" card products that can serve as downgrade targets for cards with fees.
For example:
Citi Dividend
Chase Sapphire NAF
Barclay Arrival NAF
What other products are out there that are worth considering as ways to get rid of fees on tradelines?
@kdm31091 wrote:
To me the only problem is that eventually the products will go away altogether. You can plan for PCs to a point but if a card is no longer available for apps it’s probably not going to be around that long for PCs.
I don't know... the ones I mentioned have been hidden for how many years now?
The Amex plain BLUE w/o any perks is a good storage option for MR's when you don't want to pay AF's or deal w/ ED/P.
@wasCB14 wrote:
I may PC to the no-AF "white/colorless" Barclays Aviator if I can't get a retention offer in a few months. I assume it's still available.
The future of the Arrival family is unclear. No word if Arrival Plus is closed to new apps permanently or just temporarily.
Didn't know about the "white" Aviator. it seems every Barclay product has a NAF downgrade target.
Chase Marriott Bonvoy Bold should essentially replace them, but there are a number of legacy lower/no-AF Marriott cards that are no longer available for apps but still exist. (As I stated in the launch thread for that card, I'm not sure of any value in actually downgrading to that card. If you stay at Marriott even once a year, the Boundless is more than worth the AF.)
Citi has a number of legacy products available for PCs, but Dividend is probably the best of those and the still-available Double Cash is generally a PC option since Citi is quite flexible.
There are SIX legacy personal Chase United cards that should still be available for PCs: https://www.chase.com/personal/credit-cards/united/personal-cards
@MrDisco99 wrote:
@wasCB14 wrote:
I may PC to the no-AF "white/colorless" Barclays Aviator if I can't get a retention offer in a few months. I assume it's still available.
The future of the Arrival family is unclear. No word if Arrival Plus is closed to new apps permanently or just temporarily.Didn't know about the "white" Aviator. it seems every Barclay product has a NAF downgrade target.
I wonder if they'll launch a no-AF member of the Luxury Card family. Maybe the Iron Card or Tin Card?