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Highest BOA limit ???

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youngman1234
Established Contributor
‎12-17-2012 09:19 AM
‎12-17-2012 09:19 AM

Highest BOA limit ???

What is the highest BOA anyone has ?? If it is across multiple cards or just one card I was just wondering.. I feel that they will limit you to no more than 30% exposure against annual income... I may be wrong though..
Message 1 of 17
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16 REPLIES 16
Sparkz1920
Frequent Contributor
‎12-17-2012 10:32 AM
‎12-17-2012 10:32 AM

Re: Highest BOA limit ???

I got 3k....after two times of asking for an increase

Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 2 of 17
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jsickz32
Valued Contributor
‎12-17-2012 10:39 AM
‎12-17-2012 10:39 AM

Re: Highest BOA limit ???

I think i remember cs800 getting two bofa card with 15k each
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 17
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rtw
Established Contributor
‎12-17-2012 10:46 AM
‎12-17-2012 10:46 AM

Re: Highest BOA limit ???

I was just apporved in September for a BOA cc with a 10K cl.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 17
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Imua
Frequent Contributor
‎12-17-2012 04:48 PM
‎12-17-2012 04:48 PM

Re: Highest BOA limit ???

i have 2 BofA cards, 1 with $10k CL and the other with $9.4k CL. the total $19.4k is a little less than 1/4 of my annual income
Message 5 of 17
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FutureBillionaire
Established Contributor
‎12-17-2012 04:55 PM
‎12-17-2012 04:55 PM

Re: Highest BOA limit ???

I have 15K in limits.  I cancelled a card that had another 4k.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 6 of 17
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ukimafija
Regular Contributor
‎12-17-2012 07:14 PM
‎12-17-2012 07:14 PM

Re: Highest BOA limit ???

They look at your relationship with the Bank. I am at 12k on one 5k on the other one, I know i can get more because i have several accounts with large amounts, if i need more credit they would give it to me but i don't really  need even this much...There are better CC out there

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K
Starting Score: 580
Current Score: 747
Goal Score: 800+

Take the FICO Fitness Challenge
Message 7 of 17
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mustangy
Contributor
‎12-17-2012 08:15 PM
‎12-17-2012 08:15 PM

Re: Highest BOA limit ???

15k visa signature (this one is not reports limit)

5k masterd card

Will try to convert MC card to amex aclarated chat with platiunun privilege CSR and he said will call you back at 26/12/2012 what is mean this ?

 

capital one $3500 limit aug 2019
capital one $3k limit aut user feb 2019
td cash 2k limit sep 2019
what is 3rd ??? to apply
Message 8 of 17
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CreditScholar
Valued Contributor
‎12-17-2012 08:16 PM
‎12-17-2012 08:16 PM

Re: Highest BOA limit ???

I have $23,200 on the card listed in my profile, while my parents have a 200k limit on theirs. It really depends on your relationship with the bank.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 9 of 17
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youngman1234
Established Contributor
‎12-17-2012 09:16 PM
‎12-17-2012 09:16 PM

Re: Highest BOA limit ???

Wait ur parents have a 200k limit on their BOA credit card ??? Is this a credit card or line of credit ??

I was just wondering I haven't updated my sig but my current BOA cards have a combined limit of 43.5k, I was just wondering how high I could go...
Message 10 of 17
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