Highest CC Category Bonuses

[yudeology101]

I thought it was worth sharing, got it from the Frugal Travel Guy yesterday (dated Dec. 12)

All spending

* Chase Sapphire Preferred – 1.07 points per $1 (7% annual dividend on all spending)

* British Airways Visa Signature Card - 1.25 points per $1

* Bank of America Virgin Atlantic American Express - 1.5 miles per $1

* United MileagePlus Club Card – 1.5 miles per $1

* Barclaycard Arrival World MasterCard – 2 miles per $1

* Citi Hilton HHonors Visa Signature Card – 2 points per $1 * Hilton HHonors American Express - 3 points per $1

* Hilton Surpass Card from American Express -3 points per $1

* Citi Hilton HHonors Reserve - 3 points per $1

* Club Carlson Rewards Visa Signature Card – 3 points per $1

* Club Carlson Premier Rewards Visa Signature – 5 points per $1

* Club Carlson Rewards Visa Business Card – 5 points per $1

Restaurants

# Chase Sapphire Card – 2 points per $1

# Chase Sapphire Preferred - 2.14 points per $1 (7% annual dividend)

# Chase Hyatt Visa – 2 points per $1

# IHG Rewards Club Visa - 2 points per $1

# United MileagePlus Explorer Business Card - 2 points per $1

# Marriott Rewards Credit Card - 2 points per $1

# Bank of America Alaska Airlines Visa Signature - Up to 5 miles per $1*

# Chase Freedom – 5 points/5% bonus during select quarters

# Hilton Surpass Card from American Express - 6 points per $1

Travel

# Chase Sapphire Preferred - 2.14 points per $1 (7% annual dividend)

# Ink Classic Business Card - 2 points per $1*****

# Ink Bold Business Card - 2 points per $1*****

# Ink Plus Business Card - 2 points per $1*****

# Marriott Rewards Credit Card – 2 points per $1***

# Chase Hyatt Visa - 2 points per $1**

# American Express Premier Rewards Gold - 3 points per $1***

# American Express Business Gold Rewards – 3 points per $1***

# Bank of America Alaska Airlines Visa Signature - 5 miles per $1*

# Citi Hilton HHonors Reserve - 5 points per $1**

Groceries

# American Express Premier Rewards Gold – 2 points per $1

# IHG Rewards Club Visa - 2 points per $1

# Barclaycard Rewards MasterCard (average credit) - 2 points per $1

# Barclaycard Rewards MasterCard (excellent credit) - 2 points per $1

# Citi Hilton HHonors Visa Signature Card – 3 points per $1

# Blue Cash Everday from American Express - 3% cash back

# Wells Fargo Cash Back Card - 5% cash back (for the first 6 months)

# Hilton HHonors American Express – 6 points per $1

# Hilton Surpass Card from American Express – 6 points per $1

# Blue Cash Preferred from American Express – 6% cash back

Cable, Internet, Phone (cellphone + landing)
# Ink Classic Business Card - 5 points per $1

# Ink Bold Business Card - 5 points per $1

# Ink Plus Business Card - 5 points per $1

# Hilton HHonors American Express – 6 points per $1

Gas

 # American Express Premier Rewards Gold - 2 points per $1

# IHG Rewards Club Visa - 2 points per $1

# Ink Classic Business Card – 2 points per $1

# Ink Bold Business Card - 2 points per $1

# Ink Plus Business Card - 2 points per $1

# United MileagePlus Explorer Business Card – 2 points per $1

# Barclaycard Rewards MasterCard (average credit) - 2 points per $1

# Barclaycard Rewards MasterCard (excellent credit) - 2 points per $1

# Citi Hilton HHonors Visa Signature Card- 3 points per $1

# Blue Cash Preferred from American Express - 3% cashback

# Hilton HHonors American Express – 5 points per $1

# Chase Freedom – 5 points/5% bonus during select quarters

# Wells Fargo Cash Back Card - 5% cash back (for the first 6 months)

# Hilton Surpass Card from American Express - 6 points per $1

Retail

# American Express Business Gold Rewards - 2 points per $1 (hardware & software providers)

# Blue Cash Preferred from American Express - 3% cash back (select department stores)

# Chase Freedom – 5 points/5% bonus during select quarter

Office Supply Stores

# Citi American Airlines AAdvantage Business Card - 2 points per $1

# United MileagePlus Explorer Business Card - 2 points per $1

# Ink Classic Business Card – 5 points per $1

# Ink Bold Business Card – 5 points per $1

# Ink Plus Business Card - 5 points per $1

Utilities

# Barclaycard Rewards MasterCard (average credit) - 2 points per $1

# Barclaycard Rewards MasterCard (excellent credit) - 2 points per $1

Legend

*At partner restaurants

** Airfare and car rental

*** When booked directly through airlines

**** Travel booked through American Express

***** Hotels

[flowfaster]

Thanks for sharing but this is not an accurate info of the best bonuse category spend.  What they have done is compile a list of CC applications they THEY get paid for.  The US Bank Cash + beats a lot of cards on there but the "bloggers" don't get referral money from it so they don't tell you about it.

Thanks for sharing but the greed of most of these bloggers trumps useful info.

[b1gr3dmachin3]

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@flowfaster wrote:

Thanks for sharing but this is not an accurate info of the best bonuse category spend.  What they have done is compile a list of CC applications they THEY get paid for.  The US Bank Cash + beats a lot of cards on there but the "bloggers" don't get referral money from it so they don't tell you about it.

Thanks for sharing but the greed of most of these bloggers trumps useful info.

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@flowfaster wrote:

Thanks for sharing but this is not an accurate info of the best bonuse category spend.  What they have done is compile a list of CC applications they THEY get paid for.  The US Bank Cash + beats a lot of cards on there but the "bloggers" don't get referral money from it so they don't tell you about it.

Thanks for sharing but the greed of most of these bloggers trumps useful info.

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That Hilton HHonors Surpass card looks pretty good, or are the points not worth as much?

[Open123]

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@flowfaster wrote:

Thanks for sharing but the greed of most of these bloggers trumps useful info.

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+1

While there is useful information, the recommendations are always tempered by financial interests.  We just have to be vigilant enough to take their recommendations while being aware of the potential conflict of interest.

For instance, what is the rational for recommending the Arrival and Venture touting it as a 2% card, and not recommending the Fid Amex?

[09Lexie]

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@Open123 wrote:

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@flowfaster wrote:

Thanks for sharing but the greed of most of these bloggers trumps useful info.

---

+1

While there is useful information, the recommendations are always tempered by financial interests.  We just have to be vigilant enough to take their recommendations while being aware of the potential conflict of interest.

For instance, what is the rational for recommending the Arrival and Venture touting it as a 2% card, and not recommending the Fid Amex?

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Took the words write off my iPad.  

[kkapdolee]

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@flowfaster wrote:

Thanks for sharing but this is not an accurate info of the best bonuse category spend.  What they have done is compile a list of CC applications they THEY get paid for.  The US Bank Cash + beats a lot of cards on there but the "bloggers" don't get referral money from it so they don't tell you about it.

Thanks for sharing but the greed of most of these bloggers trumps useful info.

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Oh, is that why none of the blogs out there have the best cards? I was always wondering how these bloggers could not know about these amazing cards like Cash + and Fidelity Amex yet call themselves experts to write blogs about credit cards?

That explains it.

[longtimelurker]

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@Open123 wrote:

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@flowfaster wrote:

Thanks for sharing but the greed of most of these bloggers trumps useful info.

---

+1

While there is useful information, the recommendations are always tempered by financial interests.  We just have to be vigilant enough to take their recommendations while being aware of the potential conflict of interest.

For instance, what is the rational for recommending the Arrival and Venture touting it as a 2% card, and not recommending the Fid Amex?

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Or even worse, the Rewards, which is 2% only in a handful of categories.

[longtimelurker]

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@b1gr3dmachin3 wrote:

That Hilton HHonors Surpass card looks pretty good, or are the points not worth as much?

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Right, that is the other weak point of the list, points are by no means equal.   Hilton points are much devalued, so the big numbers don't mean a whole lot (for most people.  Some will find value depending how they redeem the points)

[longtimelurker]

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@Open123 wrote:

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@flowfaster wrote:

Thanks for sharing but the greed of most of these bloggers trumps useful info.

---

+1

While there is useful information, the recommendations are always tempered by financial interests.  We just have to be vigilant enough to take their recommendations while being aware of the potential conflict of interest.

For instance, what is the rational for recommending the Arrival and Venture touting it as a 2% card, and not recommending the Fid Amex?

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The updated post does now contain the Fid Amex!

[rlx01]

I love that the SPG is nowhere on this list, yet is arguably the best rewards card on the market (and transfers at 1:1.25 in lots of 20K, thus beating the CSP's 1.07).