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I have a GE Paypal MC with a $15k limit.
jwduke,
I'm guessing the $124 resulted from a CLD due to inactivity?
@jwduke wrote:How do you get CL lines like this on JCPenny's?? I have a 740 score, and other GEMB cards with $4,000+ CL....I have a CL of.......are you sitting down?.......$124!!!!!
I just use my card every now and then, nothing too expensive. I bought a belt with that card a month ago LOL. My Walmart currently has $4500 CL.
@OwNt wrote:I have a GE Paypal MC with a $15k limit.
jwduke,
I'm guessing the $124 resulted from a CLD due to inactivity?
GE cards seems to have higher CL when linked with Visa or MC
@jwduke wrote:How do you get CL lines like this on JCPenny's?? I have a 740 score, and other GEMB cards with $4,000+ CL....I have a CL of.......are you sitting down?.......$124!!!!!
Have you asked for one?
The 124 was the starting CL. I called and asked for a increase, and was told I needed to use it more. I said I dont want to go over a 30% Uti rate, as it will affect my score. The gal said thats the only way you are going to get a CLI......Soooooo, I'll use my other cards!
@jwduke wrote:The 124 was the starting CL. I called and asked for a increase, and was told I needed to use it more. I said I dont want to go over a 30% Uti rate, as it will affect my score. The gal said thats the only way you are going to get a CLI......Soooooo, I'll use my other cards!
As long as you pay it down below 10% before the statement cuts, you should be fine. How long have you had the card?
$7800 for an AC loan.
$4400 on my Sams card (started at 300) though.
@Anonymous wrote:
@jwduke wrote:The 124 was the starting CL. I called and asked for a increase, and was told I needed to use it more. I said I dont want to go over a 30% Uti rate, as it will affect my score. The gal said thats the only way you are going to get a CLI......Soooooo, I'll use my other cards!
As long as you pay it down below 10% before the statement cuts, you should be fine. How long have you had the card?
4 years.....